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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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626 Austin St , Albemarle, NC 28001
$239,900
Est. Payment: $1,348.25/mo
2 Bed
1 Bath
1335 Sqft
0.34 Acres
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

From the moment you step onto the charming rocking chair front porch, this super adorable 2-bedroom, 1-bathroom home welcomes you with a warmth that feels instantly familiar. Nestled beautifully on a large corner lot, the property underwent a complete transformation in 2022, beautifully blending modern convenience with cozy charm. Inside, a bright and open layout showcases updated flooring, contemporary fixtures, sleek countertops, and a crisp, modern palette. The heart of the home is the kitchen, where a central island invites loved ones to gather while meals are prepared on the stainless steel appliances. Down the hall, two oversized bedrooms offer a rare layout versatility—there is even the unique potential to easily split one bedroom into two to fit your changing needs. Peace of mind comes standard here, thanks to a new HVAC system installed during the renovation to keep you comfortable through every season. Beyond the front door, your own private outdoor sanctuary awaits. You can spend quiet mornings sipping coffee on the front porch greeting neighbors, or retreat to the huge back deck for lively evening barbecues. The expansive backyard is framed by mature trees, casting gentle shade and creating a peaceful wildlife refuge that sings with the songs of visiting birds. For the hobbyist, gardener, or anyone needing extra space, the detached garage provides the perfect footprint for a workshop or seasonal storage. Superbly situated, this home places you centrally to local restaurants, medical facilities, shopping, and community parks. Whether you are looking to plant roots as a first-time home buyer or seeking the simplified comfort of downsizing, this property isn't just a house—it is the backdrop for your next chapter.

Highlights

Listed by Tina Hunter Howell , 704-244-9684 Hunter Homes Realty , 704-983-3363. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.34

Year Built

1915

County

Stanly

Neighborhood

American & Efird Mills Inc

Listing ID

4430962

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:1335
Other:
  • ▪ Additional:Kitchen Island, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Corner Lot,Level
Lot Dimensions:81 X 185
Roof:Metal
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Parking Features:Driveway,Detached Garage,Parking Space(s)
Principal Interest
$1,348
Taxes
$153

Home Price

$239,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$47,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,348.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,348.25 $152.94 $0.00 $1,501.18
Yearly $16,178.95 $1,835.24 $0.00 $18,014.19
Total $485,368.62 $55,057.05 $0.00 $540,425.67

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Albemarle, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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