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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1734 Bellamy Cir , Albemarle, NC 28001
$495,000
Est. Payment: $2,781.92/mo
3 Bed
3 Bath
2245 Sqft
0.95 Acres
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

CLASSIC FULL-BRICK RANCH • .95 ACRES • NO HOA • 1,280+ SQ FT DETACHED GARAGE! This is the one you’ve been waiting for! Beautifully maintained 3-bedroom, 2.5-bath full-brick ranch nestled on nearly an acre in sought-after established Loftin Farms neighborhood. With NO HOA, brand-new windows, a fenced backyard, beautiful landscaping, and an incredible detached garage/workshop, this property offers space, privacy, and versatility rarely found in one package. Inside, you’ll find a spacious open-concept floor plan with a huge family room, hardwood floors, rich wood trim and molding, and six-panel wood doors. Separate room perfect for dining room or home office off kitchen and living space. Large living space with enough room to accommodate sitting area/dining plus large family room. The kitchen features granite countertops, stainless steel appliances, breakfast bar, and a large shelved pantry. Beautiful primary room with walk in closet and remodeled primary bath offers a large tiled shower and linen closet with unique vanity and sink. Step outside to enjoy the cozy front porch or private back patio, and fenced in backyard. A Winco generator connected to the home provides added peace of mind during power outages. Additional features include an encapsulated crawl space with dehumidifier, transferable termite bond, security system with cameras, all conveying with the home. Huge attached garage that will accommodate large vehicles with additional storage room. The detached garage is a showstopper! Offering 1,280+/- finished sq ft, this heated and cooled space includes an upstairs bonus room, air compressor, tankless water heater, and more—ideal for a workshop, small business, dog grooming, hobbies, vehicles, or serious storage needs. An additional enclosed storage building with a locking roll-up door adds even more versatility for storing mower and outside tools, while the expansive concrete driveway connects all of the buildings. Conveniently located near restaurants, shopping, schools, downtown, hospital and more, this property delivers the rare combination of classic brick-ranch charm, acreage, NO HOA, and an exceptional detached garage/workshop.

Highlights

Listed by Emily Huffstetler , 704-219-1765 ProStead Realty , 704-333-8905. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.95

Year Built

1988

County

Stanly

Neighborhood

Loflin Farms

Listing ID

4427915

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:2245
Other:
  • ▪ Additional:Breakfast Bar, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage,Detached Garage,Garage Door Opener
Principal Interest
$2,782
Taxes
$316

Home Price

$495,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,781.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,781.92 $315.56 $0.00 $3,097.48
Yearly $33,383.00 $3,786.75 $0.00 $37,169.75
Total $1,001,490.06 $113,602.50 $0.00 $1,115,092.56

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Albemarle, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T05:48:06.000Z

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