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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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20721 Nc 138 Hwy , Albemarle, NC 28001
$264,900
Est. Payment: $1,488.75/mo
2 Bed
1 Bath
1340 Sqft
2 Acres
Status: active | Days on site: 8
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372906 - 84164,81991
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

WELCOME TO YOUR OWN SLICE OF COUNTRY PARADISE!! This charming 2-bedroom, 1-bath home sits on approximately 2 beautiful acres surrounded by peaceful countryside views and mature trees that make this property truly special. Two magnificent magnolia trees grace the front yard, creating an inviting first impression, while mature pecan trees, a spectacular persimmon tree, and a pomegranate tree to complete the country appeal. Step inside to a warm and inviting open-concept layout where the kitchen and living room come together perfectly for everyday living and entertaining. Gather around the working wood-burning fireplace on cool evenings and enjoy the cozy ambiance only a real fireplace can provide. Step outside and discover where this property truly shines! Relax on the front patio/porch, gather around the firepit under the evening sky, or wander the spacious acreage and enjoy the peaceful views surrounding you. With approximately 2 acres, there is room to garden, entertain, create outdoor spaces, enjoy nature, or simply breathe and enjoy the freedom of having room to roam. A charming home, beautiful mature trees, peaceful country views, and 2 acres of possibilities, this is the kind of property you don't just see, you feel. Come experience the charm for yourself!
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Highlights

Listed by Sheila St Germain , 704-438-8339 and Debra Castro , 704-438-8339 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
2

Year Built

1954

County

Stanly

 Neighborhood

None

Listing ID

4423606

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Range, Refrigerator with Ice Maker, Washer
Air Cond:Central Air
Fireplaces:Wood Burning
Above Ground Sq Ft:1340
Basement:Dirt Floor,Walk-Out Access
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Detached Carport,Circular Driveway,Driveway
Principal Interest
$1,489
Taxes
$169

Home Price

$264,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$52,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,488.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,488.75 $168.87 $0.00 $1,657.62
Yearly $17,864.96 $2,026.49 $0.00 $19,891.45
Total $535,948.92 $60,794.55 $0.00 $596,743.47

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Albemarle, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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