Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

276 N 4th St N , Albemarle, NC 28001
$479,900
Est. Payment: $2,458.28/mo
4 Bed
5 Bath
2777 Sqft
Status: active | Days on site: 17
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Historical elegance, modern luxury! Every major update has been completed. Welcome to a rare opportunity to own one of Albemarle's finest historic homes, best part... all the major upgrades have been done! Sitting on over half an acre, this home offers 4 bedrooms, 5 baths, and approximately 2400+ HSF on the main level. Built in 1938, when attention to detail and quality were paramount, this home has been lovingly upgraded to serve all your modern needs, while preserving the craftsmanship and charm of yesteryear. Major restorations began in 2021 and have continued to the present. You'll find, informal and formal living and dining, a thoroughly modernized kitchen, with stainless steel appliances, original hardwood flooring, throughout much of the home, plantation shutters($10K upgrade), thermopane windows, two fireplaces with natural gas logs, three full baths on the main level, front and back porches, and much, much more! The maturely landscaped grounds, provide beauty and security with a fully fenced backyard. Entry to the rear, is provided by a security code, entered at the electronic pad, provided to the left of the entry drive. For parking, there are at least six poured areas in the backyard, plus a single car carport and a double car, detached garage! The detached garage has a 'walled off' workshop, on the right side of the building(It's a man thing)! There is also, a weathered and dated, one bedroom apartment with bath atop the detached garage, this area needs a remodel, but would provide substantial additional value and accommodation! The crawlspace of the home has been 'fully encapsulated' to ensure peace of mind, with respect to cleanliness and the absence of moisture... Exterior lighting of the home, front walk, and landscaping, provide impressive night time views, as well as providing increased security... Listing agent is related to owner... Note: The list price of this home is supported by a state certified appraisal dated, 7/27/26 ... Schedule your appointment soon, to preview all this home has to offer. Thank-you!

Highlights

Listed by Tom Medlin , 704-322-9895 Century 21 Russ Hollins, Realtors , 704-983-2114. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.55

Year Built

1938

County

Stanly

Neighborhood

None

Listing ID

4412277

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Dishwasher, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Oven, Refrigerator with Ice Maker, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas Log,Great Room,Living Room
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:2777
Below Ground Sq Ft:0
Basement:Partial,Sump Pump,Walk-Out Access
Other:
  • Additional:Attic Other, Attic Walk In, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Sloped,Wooded,Views
Lot Dimensions:121 X 198'
Zoning:R8
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Detached Carport,Driveway,Detached Garage,Garage Door Opener,Garage Shop,Keypad Entry,On Street,Parking Space(s) (Off Site)
Principal Interest
$2,458
Taxes
$306

Home Price

$479,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$95,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,458.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,458.28 $305.94 $0.00 $2,764.22
Yearly $29,499.38 $3,671.24 $0.00 $33,170.62
Total $884,981.46 $110,137.05 $0.00 $995,118.51

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Albemarle, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS