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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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32146 Nc 740 Hwy , Albemarle, NC 28001
$355,000
Est. Payment: $1,995.11/mo
2 Bed
2 Bath
1444 Sqft
2.2 Acres
Status: active | Days on site: 37
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12781 - R51236
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Move-in ready and upgraded from top to bottom! This beautifully maintained home offers the perfect combination of modern updates, comfortable living, and a peaceful location—without city taxes. Major improvements include a new roof (2024), new windows and flooring (2024), new HVAC (2023), and a new septic system (2022), plus numerous upgrades throughout the bathrooms. And the huge bonus room provides incredible flexibility for a home office, media room, playroom, gym, or whatever space your lifestyle needs. Enjoy the convenience of being close to shopping and everyday necessities while still being just a short drive from Lake Tillery, Badin Lake, and Morrow Mountain State Park. With so many major updates already completed, this is a home where you can move in and enjoy rather than take on a long list of projects. Don't let this one get away! Schedule your private showing today and come see all the upgrades, spacious living areas, and possibilities this home has to offer. Homes with this many updates, space, and convenience don't come along every day—come see it before someone else makes it theirs!
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Highlights

Listed by John Yang , 919-628-7856 Lantern Realty & Development , 704-986-0623. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
2.2

Year Built

1942

County

Stanly

 Neighborhood

None

Listing ID

4420403

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range
Air Cond:Heat Pump
Fireplaces:Den,Other - See Remarks
Floor:Linoleum
Above Ground Sq Ft:1444
Other:
  • ▪ Additional:Open Floorplan, Walk-In Closet(s), Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Cleared,Open Lot
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Detached Carport,Driveway
Principal Interest
$1,995
Taxes
$226

Home Price

$355,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$71,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,995.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,995.11 $226.31 $0.00 $2,221.42
Yearly $23,941.34 $2,715.75 $0.00 $26,657.09
Total $718,240.35 $81,472.50 $0.00 $799,712.85

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Albemarle, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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