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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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994 Clovertop Ln , Arden, NC 28704
$9,885,000
Est. Payment: $55,554.04/mo
5 Bed
6 Bath
11110 Sqft
2.83 Acres
Status: active | Days on site: 12
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NCM100524 - 80391
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Terri Bias
Operator/Brokerage Owner

House Description

Perched within the private gates of The Cliffs at Walnut Cove near Asheville, NC, this exceptional stone estate on nearly 3 acres represents the pinnacle of mountain living. Masterfully woven into the mountainside of Ball Mountain, the residence offers a rare opportunity to own a property that harmonizes architecture with the natural landscape. The home commands magnificent southerly views of the Jack Nicklaus Signature Golf Course and the Blue Ridge Mountains. Spanning 13,635 total square feet (comprising 11,110 HLA and 2,525 non-HLA areas), this three-level residence offers unparalleled scale and flexibility. The floor plan includes 5 bedrooms and 5.5 baths, with the convenience of kitchen and laundry facilities on every level, all serviced by a private elevator. The main level features a mountain-view primary suite with a reading salon and his-and-her baths and closets, formal dining, dual offices, and a chef’s kitchen with dual walk-in pantries. The top level offers a private guest retreat with an en suite, kitchenette, library, dedicated workroom, and large walk-in closets. The terrace level serves as an entertainer’s paradise, boasting three en suite bedrooms, a 1,500-bottle wine cellar, a private massage room, an exercise room, and an aqua therapy suite complete with sauna, soaking tub, and steam shower. The seamless flow between indoors and outdoors is defined by curated grounds featuring a main level gracious courtyard with an arbor, a gazebo overlooking a tranquil fish pond with cascading waterfalls, a private hot tub, a dedicated putting green, and a dramatic fire-pit terrace. From the climbing hydrangeas of the pergola to the elevated vantage points throughout, every detail of this estate is crafted for those who appreciate authenticity, quality, and the rare privilege of owning a singular mountain masterpiece. A Club membership is available for purchase with this property giving you access to all seven Cliffs communities.

Highlights

Listed by Matt Payne , 231-330-2163 Walnut Cove Realty/Allen Tate/Beverly-Hanks , 828-684-5151. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.83

HOA Fee

3515 Annually

Year Built

2009

County

Buncombe

Neighborhood

The Cliffs At Walnut Cove

Listing ID

4415790

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Convection Microwave, Convection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Range, Exhaust Fan, Exhaust Hood, Filtration System, Freezer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Refrigerator with Ice Maker, Trash Compactor, Warming Drawer, Washer, Washer/Dryer, Wine Refrigerator
Air Cond:Heat Pump
Fireplaces:Family Room,Gas Log,Gas Starter,Great Room,Recreation Room,See Through,Wood Burning
Floor:Carpet,Parquet,Tile,Wood
Above Ground Sq Ft:6850
Below Ground Sq Ft:4260
Basement:Exterior Entry,Finished,Interior Entry,Walk-Out Access
Other:
  • ▪ Additional:Attic Finished, Elevator, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Sauna, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Views,Waterfall - Artificial
Roof:Composition
Others:
  • ▪ Additional:Above Ground Hot Tub / Spa, Fire Pit, Gas Grill, In-Ground Irrigation, Porte-cochere, Rainwater Catchment
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Shop
Principal Interest
$55,554
Taxes
$6,302
HOA
$3,515

Home Price

$9,885,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$1,977,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$55,554.04

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $55,554.04 $6,301.69 $3,515.00 $65,370.72
Yearly $666,648.44 $75,620.25 $42,180.00 $784,448.69
Total $19,999,453.08 $2,268,607.50 $1,265,400.00 $23,533,460.58

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Arden, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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