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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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75 Cisco Rd , Asheville, NC 28805
$598,500
Est. Payment: $3,363.59/mo
4 Bed
4 Bath
1213 Sqft
0.42 Acres
Status: active | Days on site: 24
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Terri Bias
Operator/Brokerage Owner

House Description

Don't let the per sq ft # fool you–this is 2 separate homes on a lush, nearly half-acre lot, offering roughly 1,600 square feet of flexible living. The MAIN HOME lives large with 3 bedrooms and 3 full baths– two with private ensuite baths plus a cozy woodstove, a screened porch made for morning coffee, a jacuzzi tub, warm wood floors, and natural light pouring in from every direction. The third bedroom is perfect as a home office, guest room, or child's room. The detached GUEST COTTAGE offers something you simply can't get anymore: an active, Asheville HOMESTAY short-term-rental permit . New detached-cottage homestay permits are no longer issued in the city, making this a genuinely rare asset. Step into an income-producing business from day one. Live in the main home and let the cottage help carry your mortgage from month one, or use for extended family, a private studio, or long-term guests. A rare chance to own two homes, real income potential, and privacy, all at one address.

Highlights

Listed by Glenn Haden , 828-329-3290 Howard Hanna Beverly-Hanks Asheville-Downtown , 828-254-7221. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.42

Year Built

1952

County

Buncombe

Neighborhood

Haw Creek

Listing ID

4425797

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Gas Oven, Gas Range, Tankless Water Heater, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Ductless,Multi Units
Fireplaces:Wood Burning Stove
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:1213
Other:
  • ▪ Additional:Built-in Features, Split Bedroom, Whirlpool, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Orchard(s),Level,Private,Wooded
Zoning:RS4
Roof:Aluminum
Others:
  • ▪ Additional:Fire Pit, Rainwater Catchment
Sewer:Public Sewer
Parking Features:Detached Garage
Principal Interest
$3,364
Taxes
$382

Home Price

$598,500

Loan Details

30 yrs
7.548%

Down Payment

20%
$119,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,363.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,363.59 $381.54 $0.00 $3,745.13
Yearly $40,363.08 $4,578.53 $0.00 $44,941.61
Total $1,210,892.53 $137,355.75 $0.00 $1,348,248.28

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Asheville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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