Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
View All (1)
164 Spruce St , Badin, NC 28009
$189,900
Est. Payment: $1,067.24/mo
3 Bed
2 Bath
1470 Sqft
Status: active | Days on site: 8
Get Pre-Qualified
6371 - 63718
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner
View agent profile
Email
Call

House Description

Step into the charm and character of historic Badin! Built in 1920, this inviting 3-bedroom, 2-bath home offers a wonderful opportunity to make a piece of this unique community your own. The thoughtfully arranged two-story floor plan features a main-level primary bedroom and full bath, along with a welcoming living room complete with a fireplace, dining area and kitchen. Upstairs are two additional bedrooms and a second full bath, offering comfortable space for family, guests or a home office. Original character can be found throughout, including wood and parquet flooring, while central air and city water and sewer add everyday convenience. The level lot and manageable yard offer room to enjoy the outdoors without overwhelming upkeep. Refrigerator, electric range, washer and dryer are included. Virtually staged photos showcase the endless possibilities this townhome has to offer and help illustrate how its versatile spaces can be personalized to fit your lifestyle. The downstairs bedroom provides wonderful flexibility and could remain a bedroom or be transformed into a formal dining room, comfortable home office or other space to suit your needs. Whether you're searching for a first home, looking to downsize, or simply love the character of an older home, 164 Spruce Street offers affordability, history and the opportunity to make it truly your own. Come discover the charm of small-town living in Badin!
Show more

Highlights

Listed by Brenda Hunter , 704-244-9633 Hunter Homes Realty , 704-983-3363. Canopy MLS mls logo

Property Type

Condo/Townhome

Year Built

1920

County

Stanly

Listing ID

4421752

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Laminate,Parquet,Wood
Above Ground Sq Ft:1470
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Level
Lot Dimensions:27x112
Zoning:NBHD
Sewer:Public Sewer
Parking Features:On Street,Parking Space(s)
Principal Interest
$1,067
Taxes
$121

Home Price

$189,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$37,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,067.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,067.24 $121.06 $0.00 $1,188.31
Yearly $12,806.93 $1,452.74 $0.00 $14,259.67
Total $384,208.01 $43,582.05 $0.00 $427,790.06

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Badin, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS