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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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295 Richmond Rd , Bakersville, NC 28705
$229,000
Est. Payment: $1,173.05/mo
2 Bed
2 Bath
1418 Sqft
Status: active with contingency | Days on site: 46
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Rustic cottage located just minutes from the charming town of Bakersville, offering the perfect blend of character and convenience. Inside, the living room showcases unique multi-wood flooring and a striking stone hearth that once housed a woodstove, creating a warm mountain-cabin feel. The home's cozy atmosphere and rustic details make it an inviting retreat for full-time living or a weekend getaway. Outside, the property offers mini-farm potential with some areas already fenced, providing opportunities for gardening, hobby farming, or a few livestock. The shed/barn has not been used in several years. Whether you're searching for an affordable starter home, investment rental, or mountain escape, this property offers plenty of potential. Conveniently located within an hour of Johnson City, Asheville, and Boone. Outdoor enthusiasts will appreciate the area's abundance of hiking opportunities, scenic mountain beauty, and proximity to the renowned Bare Dark Sky Observatory. The region is also known for its thriving arts community, including nearby Penland School of Craft, and a rich tradition of local artisans and makers that have long made this mountain area a destination for creativity and craftsmanship. Come explore this peaceful setting filled with the timeless charm of the North Carolina mountains.
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Highlights

Listed by Rebecca Condrey , 828-925-5555 RE/MAX Living , 828-559-2121. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.5

Year Built

1982

County

Mitchell

 Neighborhood

None

Listing ID

4387768

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Gas Range, Refrigerator, Washer, Washer/Dryer
Floor:Laminate,Tile,Wood
Above Ground Sq Ft:868
Below Ground Sq Ft:550
Basement:Daylight,Finished,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Open Floorplan, Master on Main
Water:City

Exterior Features

Lot:Cleared,Sloped,Steep Slope
Roof:Fiberglass
Sewer:Septic Installed
Parking Features:Attached Carport,Driveway
Principal Interest
$1,173
Taxes
$146

Home Price

$229,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$45,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,173.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,173.05 $145.99 $0.00 $1,319.04
Yearly $14,076.60 $1,751.85 $0.00 $15,828.45
Total $422,297.89 $52,555.50 $0.00 $474,853.39

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Bakersville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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