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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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114 Phivo Dr , Balsam Grove, NC 28708
$500,000
Est. Payment: $2,810.02/mo
2 Bed
2 Bath
1909 Sqft
0.69 Acres
Status: active | Days on site: 18
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NCM8750 - jshepherd
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Terri Bias
Operator/Brokerage Owner

House Description

Nestled in the mountains of Western North Carolina, this Scandinavian-inspired mountain cottage offers a beautiful blend of modern design, comfort, and natural surroundings. Featuring soaring ceilings, high-end finishes, spa-like bathrooms, and a large chef-inspired kitchen, this newly constructed home is designed for both relaxation and everyday living. With a low-maintenance yard and thoughtfully designed outdoor spaces, the property is ideal as a year-round residence, seasonal retreat, or mountain getaway. Located in a peaceful valley just 1.5 miles from Pisgah National Forest, you'll have convenient access to world-class trout streams, hiking and biking trails, and some of the best road and gravel cycling in the country. The home seamlessly blends with its natural setting, providing ample opportunities to enjoy the surrounding mountain serenity. A large covered side porch wraps around to the front of the home, creating an inviting outdoor living space. A dedicated fire pit area and ample parking add to the property's appeal. The lower level is already plumbed for a full bathroom and kitchenette, offering excellent flexibility for a guest suite, long-term living arrangement, short-term rental opportunity, creative studio, or dedicated workspace. If you're looking for a quiet mountain retreat surrounded by nature, modern comforts, and exceptional outdoor recreation, this Western North Carolina cottage is a must-see.

Highlights

Listed by Jason Shepherd , 828-423-9010 Looking Glass Realty , 828-883-4663. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.69

Year Built

2026

County

Transylvania

Neighborhood

None

Listing ID

4423780

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
Air Cond:Central Air,Ductless,Electric
Fireplaces:
Floor:Concrete,Tile,Vinyl,Wood
Above Ground Sq Ft:1448
Below Ground Sq Ft:461
Basement:Basement Garage Door,Bath/Stubbed,Daylight,Finished,Interior Entry,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Kitchen Island, Open Floorplan
Water:Well

Exterior Features

Zoning:None
Roof:Metal
Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$2,810
Taxes
$319

Home Price

$500,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,810.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,810.02 $318.75 $0.00 $3,128.77
Yearly $33,720.20 $3,825.00 $0.00 $37,545.20
Total $1,011,606.12 $114,750.00 $0.00 $1,126,356.12

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Balsam Grove, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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