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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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355 Ridge Haven Parkway 23a , Banner Elk, NC 28604
$1,000,000
Est. Payment: $5,620.03/mo
4 Bed
4 Bath
2409 Sqft
Status: active | Days on site: 1
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R09477 - 26277
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Terri Bias
Operator/Brokerage Owner

House Description

Sweeping layered mountain views, a stunning Grandfather Mountain backdrop, and extensive custom finishes define this 4-bedroom, 3.5-bath townhome in gated Echota on the Ridge. Offering approximately 2,409 square feet across three levels, this mountain retreat combines inviting gathering spaces, a main-level primary suite, and comfortable accommodations for guests. The owners report approximately $87,000 in custom upgrades throughout the home. The foyer opens to a dramatic great room featuring custom black walnut hardwood flooring, a soaring tongue-and-groove wood ceiling, expansive windows, and a floor-to-ceiling stacked-stone fireplace. The open living and dining areas flow into a beautifully appointed kitchen with ceiling-height custom cabinetry, “Mahogany Blue Eyes” granite countertops, Viking appliances, and a Native Trails brushed-nickel farmhouse sink. Custom cabinet hardware and a coordinating faucet complete the kitchen, while breakfast-bar seating keeps everyone connected. Step onto the expanded covered deck to enjoy outdoor dining, mountain air, and panoramic views. The main-level primary suite offers a spacious bath with a double vanity, soaking tub, separate tiled shower, and custom vanities, mirrors, countertops, faucets, towel bars, and tile. An added cable connection above the tub provides another thoughtful detail. Main-level laundry adds convenience, while the distinctive powder room features a Native Trails vanity with a brushed-nickel vanity top and sink, custom faucet and towel ring, and textured wallpaper. Upstairs, two guest bedrooms share a full bath. The lower level offers a fourth bedroom, full bath, and a second living area with access to another deck overlooking the mountains. Upstairs and downstairs bathrooms feature custom vanities, mirrors, countertops, hardware, and tile, along with upgraded ceramic tubs. Additional improvements include custom carpeting on the upper and lower levels and stairs, wood blinds throughout, custom wood stains, and upgraded lighting with dimmers on most fixtures. Enjoy Echota’s resort amenities, including two clubhouses, two outdoor pools, an indoor pool, three fitness facilities, stocked fishing ponds, and a 25-acre river park. The owners-only Summit at Echota adds a spectacular outdoor pool, gathering deck, fitness facility, and skybridge. With short- and long-term rentals permitted, this thoughtfully customized townhome offers an exceptional setting for a full-time residence, mountain getaway, or rental property.

Highlights

Listed by Matthew De Camara , 828-773-4436 De Camara Properties Inc , 828-295-1142. Canopy MLS mls logo

Property Type

Condo/Townhome

Year Built

2010

County

Watauga

Neighborhood

Echota On The Ridge

Listing ID

4432289

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Exhaust Hood, Microwave, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:1834
Below Ground Sq Ft:575
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Sewer:Shared Septic
Parking Features:Driveway
Principal Interest
$5,620
Taxes
$638

Home Price

$1,000,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$200,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,620.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,620.03 $637.50 $0.00 $6,257.53
Yearly $67,440.41 $7,650.00 $0.00 $75,090.41
Total $2,023,212.25 $229,500.00 $0.00 $2,252,712.25

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Banner Elk, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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