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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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351 Silver Springs Drive B , Banner Elk, NC 28604
$629,000
Est. Payment: $3,535.00/mo
2 Bed
3 Bath
1911 Sqft
0.34 Acres
Status: active | Days on site: 17
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Terri Bias
Operator/Brokerage Owner

House Description

Discover refined mountain living in this beautiful and spacious two-bedroom, two-and-a-half-bath townhome, ideally situated in the heart of Banner Elk. Offered fully furnished, this elegant, turnkey retreat seamlessly combines comfort, style, and convenience, making it an ideal full-time residence, weekend getaway, or mountain escape. Vaulted ceilings and an abundance of natural light create an inviting sense of space, while the well-appointed kitchen features granite countertops and new appliances. Step onto the covered deck and unwind while taking in the peaceful beauty of the surrounding mountains, or gather with family and friends for an evening of grilling on the included grill. Roll-down sunscreens provide additional shade and privacy on bright afternoons, allowing you to enjoy this wonderful outdoor living space in comfort. The attached one-car garage offers exceptional convenience and functionality, featuring a built-in workshop with countertops, cabinetry, and yard tool hangers everywhere. Garage also features a convenient drop-down attic access for additional storage. A huge walk-in crawl space provides even more valuable storage and offers exciting potential for future use, limited only by your imagination and applicable requirements. Outside, the beautifully landscaped yard is enhanced by mature trees and shrubs, creating a natural buffer and providing abundant shade and privacy while showcasing beautiful neighborhood and mountain views. The sizable, level backyard offers plenty of space for entertaining and enjoying nature. Centrally located, this exceptional townhome puts you very near to Banner Elk’s charming restaurants, shopping, outdoor recreation, and year-round attractions. With its turnkey furnishings, thoughtful amenities, generous storage, beautiful outdoor spaces, and prime High Country location, this property offers a rare opportunity to embrace a luxurious yet low-maintenance mountain lifestyle. HOA dues cover exterior painting appropriately every 7 years. Painted this year (2026) Roof replacement every 15-20 years (replaced 2021). Bi-WEEKLY yard mowing and maintenance also provided. Garage separation between neighbors means no livable spaces shared for quiet enjoyment

Highlights

Listed by Cas Vernon , 828-434-6294 C-21 Mountain Vistas , 828-264-9111. Canopy MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.34

HOA Fee

825 Quarterly

Year Built

2006

County

Avery

Neighborhood

Silver Springs Farm

Listing ID

4426595

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Exhaust Fan, Exhaust Hood, Ice Maker, Microwave, Refrigerator with Ice Maker, Washer, Washer/Dryer
Air Cond:Central Air
Fireplaces:Gas,Gas Unvented,Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1911
Other:
  • ▪ Additional:Attic Other, Attic Stairs Pulldown, Garden Tub, Open Floorplan, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Corner Lot
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$3,535
Taxes
$401
HOA
$825

Home Price

$629,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$125,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,535.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,535.00 $400.99 $825.00 $4,760.99
Yearly $42,420.02 $4,811.85 $9,900.00 $57,131.87
Total $1,272,600.50 $144,355.50 $297,000.00 $1,713,956.00

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Banner Elk, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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