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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1075 Lakefront Woods Dr , Belmont, NC 28012
$1,325,000
Est. Payment: $6,787.30/mo
3 Bed
4 Bath
3726 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Discover an exceptional waterfront retreat where timeless brick construction, breathtaking Lake Wylie views, and effortless indoor-outdoor living create the ultimate lake lifestyle. Perfectly positioned in a protected cove, this stunning home offers the best of both worlds—peaceful waters for swimming and paddle sports, with endless open water boating adventures just moments away. The exceptional outdoor amenities are sure to impress, featuring a private, gently sloped lot, floating boathouse, expansive Trex deck with hot tub, paver patio, and screened porch perfectly positioned for unforgettable sunrise views. Inside, the open-concept floor plan is filled with natural light and showcases inviting gathering spaces. This lovingly cared for custom built home features new flooring in the lower level, custom lighting, surround sound speakers, new hot water heater, and a new roof! The well-appointed kitchen is equipped with stainless steel appliances, a center island, breakfast bar, abundant cabinetry, and flows seamlessly into the dining area and great room with vaulted ceiling and a cozy fireplace. The main-level primary suite is a true sanctuary, complete with two walk-in closets, dual vanities, and a massive walk-in shower. The walkout lower level expands the home's entertaining possibilities with an enormous recreation room featuring a wet bar and fireplace, two additional bedrooms, two full baths, and a second laundry area—ideal for hosting weekend guests after a day on the lake. Located in charming Belmont, this exceptional home offers a welcoming small-town atmosphere with convenient access to Daniel Stowe Botanical Gardens, Charlotte, the airport, and everything the region has to offer.
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Highlights

Listed by Drew Choate , 803-818-0704 Keller Williams Connected , 803-835-2300. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.58

HOA Fee

200 Annually

Year Built

2001

County

Gaston

 Neighborhood

Lake Wylie

Listing ID

4402621

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Water Heater, Refrigerator, Wall Oven, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump
Fireplaces:Great Room,Propane,Recreation Room
Floor:Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:1914
Below Ground Sq Ft:1812
Basement:Daylight,Exterior Entry,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Entrance Foyer, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s), Wet Bar, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Waterfront,Boat House,Dock
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit, Dock - Floating, In-Ground Hot Tub / Spa, In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$6,787
Taxes
$845
HOA
$200

Home Price

$1,325,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$265,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,787.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,787.30 $844.69 $200.00 $7,831.98
Yearly $81,447.55 $10,136.25 $2,400.00 $93,983.80
Total $2,443,426.63 $304,087.50 $72,000.00 $2,819,514.13

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T14:14:07.000Z

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