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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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113 Cross Current Ln , Belmont, NC 28012
$1,125,000
Est. Payment: $5,762.80/mo
5 Bed
5 Bath
4318 Sqft
Status: active | Days on site: 96
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Terri Bias
Operator/Brokerage Owner

House Description

113 Cross Current presents a rare opportunity to experience elevated living in the highly desirable McLean–South Shore waterfront community, where residents enjoy lake access, a private kayak launch, and resort-inspired amenities designed for a relaxed yet luxurious lifestyle. Conveniently situated near Charlotte, Charlotte Douglas International Airport, Belmont, and the beautiful Daniel Stowe Conservancy, this location offers the ideal blend of peaceful retreat and everyday accessibility, with marinas and endless waterfront recreation just minutes away. Beautifully maintained and thoughtfully crafted, the home offers a sophisticated yet functional layout. The expansive primary suite serves as a private retreat, featuring a luxurious spa-inspired ensuite bathroom designed with comfort and relaxation in mind. Every bedroom is designed with its own walk-in closet and direct bathroom access, creating a comfortable and private experience for both residents and guests. Generous living spaces and flexible-use areas provide the versatility needed for entertaining, remote work, or quiet relaxation. At the heart of the home, the chef’s kitchen impresses with an expansive island, butler’s pantry, and effortless connection to the surrounding living and gathering spaces. The open-concept design is complemented by a stunning stone fireplace and a built-in drop zone that adds both charm and convenience to daily living. Practicality meets style with abundant, easily accessible storage, a spacious three-car garage, and an oversized driveway offering ample parking. Outdoors, enjoy the covered porch with ceiling fan overlooking a private, level backyard surrounded by mature trees. A cozy fire pit creates the perfect setting for relaxing evenings or entertaining under the stars. Combining timeless finishes, thoughtful design, and an exceptional waterfront community lifestyle, this home truly stands apart. Seller will offer a $15,000 credit with an accepted offer before the end of August!

Highlights

Listed by Dillon Forstberg , 860-798-4797 and John Bolos , 860-798-4797 Keller Williams South Park , 704-602-0400. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.57

HOA Fee

1550 Annually

Year Built

2020

County

Gaston

Neighborhood

McLean - South Shore

Listing ID

4381958

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Convection Oven, Dishwasher, Disposal, Exhaust Hood, Filtration System, Gas Cooktop, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater, Wall Oven
Air Cond:Ceiling Fan(s),Central Air,Dual
Fireplaces:Gas Log,Living Room
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:4318
Below Ground Sq Ft:0
Other:
  • Additional:Attic Walk In, Drop Zone, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Level,Private,Wooded,Paddlesport Launch Site
Roof:Architectural Shingle
Others:
  • Additional:Fire Pit, In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side,Keypad Entry
Principal Interest
$5,763
Taxes
$717
HOA
$1,550

Home Price

$1,125,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$225,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,762.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,762.80 $717.19 $1,550.00 $8,029.99
Yearly $69,153.58 $8,606.25 $18,600.00 $96,359.83
Total $2,074,607.51 $258,187.50 $558,000.00 $2,890,795.01

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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