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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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206 Cedar St , Belmont, NC 28012
$349,900
Est. Payment: $1,969.14/mo
2 Bed
2 Bath
1000 Sqft
0.34 Acres
Status: active | Days on site: 66
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R08396 - 61473
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

BACK ON MARKET AT NO FAULT OF THE SELLERS! Previous buyer was unable to complete the transaction, giving you another opportunity to make this home yours. Don't miss your second chance—schedule your showing today! Welcome to 206 Cedar Street, where timeless bungalow charm meets one of Belmont's most desirable locations. Nestled in the heart of downtown Belmont, this beautifully maintained 2-bedroom, 2-full-bath home offers the perfect blend of character, comfort, and convenience—just moments from local restaurants, shops, parks, and everything historic downtown has to offer. Inside, you'll find a warm and inviting layout featuring two spacious bedrooms, two updated full baths, and a versatile flex space that's ideal for a home office, study, playroom, or hobby area. Original charm pairs beautifully with thoughtful updates, creating a home that's both functional and full of personality. Step outside to discover your own private backyard retreat. Whether you're relaxing around the fire pit, tending to the dedicated gardening area, entertaining friends, or taking advantage of the detached outbuilding for storage or a workshop, this outdoor space offers endless possibilities. If you've been searching for a move-in-ready home with charm, flexible living space, and an unbeatable downtown Belmont location, 206 Cedar Street is one you won't want to miss. ** Seller is offering up to $10,000 in buyer closing cost assistance with an acceptable offer.** Funds may be used toward an **interest rate buy-down, closing costs, prepaid expenses, or other lender-approved costs**, subject to buyer’s loan program and lender approval. This is a great opportunity for buyers to potentially **reduce their upfront costs and/or lower their monthly mortgage payment.**
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Highlights

Listed by Chad Simpson , 980-333-5190 Real Broker LLC Belmont , Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.34

Year Built

1958

County

Gaston

 Neighborhood

None

Listing ID

4402162

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Tile,Wood
Above Ground Sq Ft:1000
Other:
  • ▪ Additional:Attic Other, Master on Main
Water:City

Exterior Features

Lot:Level
Zoning:R-1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Parking Features:Driveway,On Street
Principal Interest
$1,969
Taxes
$223

Home Price

$349,900

Loan Details

30 yrs
7.562%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,969.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,969.14 $223.06 $0.00 $2,192.20
Yearly $23,629.67 $2,676.74 $0.00 $26,306.40
Total $708,889.99 $80,302.05 $0.00 $789,192.04

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-09T09:44:06.000Z

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