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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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5 S 1st St , Belmont, NC 28012
$359,000
Est. Payment: $1,838.97/mo
4 Bed
2 Bath
1313 Sqft
Status: active | Days on site: 94
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 5 South First Street, a well-maintained 4-bedroom, 2-bath single-story home offering flexibility, functionality, and income potential in a convenient Belmont location. Whether you’re searching for a primary residence, short-term rental opportunity, or investment property, this home provides a variety of options to fit your goals. The open-concept layout creates an easy flow between the main living areas, making the home feel bright, inviting, and well-suited for both everyday living and entertaining. With four bedrooms and two full bathrooms, the floor plan offers versatility for families, guests, or potential rental configurations. Previously operated as a successful short-term rental, the property is well-positioned for continued Airbnb use or long-term rental income, while still offering a comfortable layout for owner-occupants. The setup allows for a seamless transition depending on how the next owner chooses to utilize the space. Recent improvements include fresh interior paint, updated carpet, new front landscaping, and the addition of a fire pit, enhancing both curb appeal and outdoor enjoyment. Additional upgrades such as a replaced exterior electrical panel, Ring flood light, and EV charger add functionality and convenience for modern living. Outside, the home features a nicely sized backyard with space to relax, entertain, or customize to your liking, and sits on an extra-wide lot compared to many homes on the street, providing added outdoor space and flexibility. Ideally situated at the end of a dead-end street with no through traffic, the property offers added privacy while still being just minutes from downtown Gastonia’s shops, restaurants, and local amenities. Enjoy walkability to nearby attractions, quick access to major highways, and an easy commute to Charlotte and the airport. The home is also located just down the street from the revitalized Chronicle Mill redevelopment, adding to the area’s continued growth and appeal. For added convenience, most of the existing furniture can convey with an acceptable offer, creating a largely turnkey opportunity for investors or buyers looking for a move-in-ready option. Washer and dryer can also be included. Located with easy access to local amenities, shopping, and major routes, this property combines simplicity, flexibility, and strong potential in one package. Schedule your private showing today!

Highlights

Listed by Rory Cummins , 704-622-4865 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.24

Year Built

2005

County

Gaston

Neighborhood

None

Listing ID

4359969

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:
Above Ground Sq Ft:1313
Below Ground Sq Ft:0
Other:
  • Additional:Master on Main
Water:City

Exterior Features

Lot:Level
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,839
Taxes
$229

Home Price

$359,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,838.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,838.97 $228.86 $0.00 $2,067.84
Yearly $22,067.68 $2,746.35 $0.00 $24,814.03
Total $662,030.31 $82,390.50 $0.00 $744,420.81

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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