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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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5040 Hermitage Ct Unit 210 , Belmont, NC 28012
$195,000
Est. Payment: $998.89/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 146
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Experience the pinnacle of lakeside living with this premium .99 acre waterfront lot located in the exclusive gated community of Reflection Pointe on Lake Wylie. Situated at the end of a quiet cul-de-sac, this expansive property boasts over 200 feet of shoreline within a protected cove, offering a private retreat for non-dockable lake access. It is the ideal site for outdoor enthusiasts, providing direct kayak and paddleboard access to the main body of Lake Wylie right from your backyard. This custom home lot offers the flexibility to work with featured luxury builders or your own builder, provided they meet the community’s architectural standards. Building requirements include a minimum of 2,000 HLA for a single-story home and 2,400 HLA for a two-story home, ensuring a high standard of craftsmanship throughout the neighborhood. Beyond the lot itself, Reflection Pointe offers a resort-style lifestyle with an array of luxury amenities, including a clubhouse, swimming pool, tennis courts, and a community beach. Residents also benefit from practical conveniences such as on-site boat storage, a marina area, soccer fields, and scenic fountains. This prime piece of Belmont, NC real estate, is located just 10 minutes from the vibrant downtown Belmont district, known for its local breweries, fine dining, and parks. With a convenient 20-minute commute to Charlotte Douglas International Airport and only 30 minutes to Uptown Charlotte, this property perfectly balances secluded waterfront tranquility with easy access to the region’s major business and travel hubs.

Highlights

Listed by Jeff Moll , 704-913-9330 Keller Williams Ballantyne Area , 704-887-6600. Canopy MLS mls logo

Property Type

Vacant Land

Lot/Acreage
0.99

HOA Fee

1346.91 Semi-Annually

County

Gaston

Neighborhood

Reflection Pointe

Listing ID

4333375

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Below Ground Sq Ft:0
Water:City,Tap Fee Required

Exterior Features

Lot:Beach Front,Cul-De-Sac,Sloped,Views,Waterfront,Beach - Public,Paddlesport Launch Site - Community
Zoning:R-1
Sewer:Public Sewer,Private Sewer
Principal Interest
$999
Taxes
$124
HOA
$1,347

Home Price

$195,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$39,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$998.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $998.89 $124.31 $1,346.91 $2,470.11
Yearly $11,986.62 $1,491.75 $16,162.92 $29,641.29
Total $359,598.64 $44,752.50 $484,887.60 $889,238.74

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T16:15:07.000Z

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