Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

5109 Watermead Ln , Belmont, NC 28012
$1,060,000
Est. Payment: $5,965.38/mo
4 Bed
4 Bath
3456 Sqft
0.73 Acres
Status: active | Days on site: 2
Get Pre-Qualified
810016 - 91742
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Gorgeous home in Belmont's premier gated community Reflection Pointe! Sitting on a generous 0.73-acre lot, this property offers a private backyard oasis with mature trees, a large covered patio, a wonderful pergola, and abundant outdoor living / entertaining spaces. When you step inside, you are greeted by a two-story great room with a cozy fireplace, direct access to the covered patio and beautiful views of nature. The gourmet kitchen is equipped with gas cook top, wall oven, convection microwave, paneled appliances, a leathered granite island, glass cabinetry, walk-in pantry, and a sunlit breakfast area. You will love the main level primary suite with private patio access, remote shades, two walk in closets, two separate vanities, freestanding soaking tub and walk in rain-head shower. Completing the main level is a lovely formal dining room, a practical drop zone, a spacious laundry room, and a versatile home office that could easily function as a nursery, flex space, or additional bedroom. Upstairs, you will find three additional spacious bedrooms and a large bonus/media room perfect for movie nights, a playroom, or a home gym and there is also an expansive walk-in attic for storage. The pristine community is well maintained and amenities include clubhouse, pool, tennis, pickle ball, playground, lake access and boat storage. Situated just minutes from vibrant Downtown Belmont, known for its charming shops, boutiques, and highly-rated local restaurants.

Highlights

Listed by Gina Flowers , 704-747-5447 Howard Hanna Allen Tate Gastonia , 704-868-4188. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.73

HOA Fee

1302 Semi-Annually

Year Built

2018

County

Gaston

Neighborhood

Reflection Pointe

Listing ID

4431359

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Microwave, Convection Oven, Dishwasher, Disposal, Gas Cooktop, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater, Wall Oven, Washer/Dryer
Air Cond:Central Air
Fireplaces:Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3456
Other:
  • ▪ Additional:Attic Stairs Pulldown, Attic Walk In, Built-in Features, Drop Zone, Kitchen Island, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle,Metal
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Faces Side,Keypad Entry
Principal Interest
$5,965
Taxes
$676
HOA
$1,302

Home Price

$1,060,000

Loan Details

30 yrs
7.562%

Down Payment

20%
$212,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,965.38

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,965.38 $675.75 $1,302.00 $7,943.13
Yearly $71,584.58 $8,109.00 $15,624.00 $95,317.58
Total $2,147,537.54 $243,270.00 $468,720.00 $2,859,527.54

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-09T07:32:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS