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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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5113 Watermead Ln , Belmont, NC 28012
$1,225,000
Est. Payment: $6,893.96/mo
4 Bed
4 Bath
4360 Sqft
0.6 Acres
Status: under contract-show | Days on site: 13
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810010 - 64758
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome Home! This gorgeous 4 bedroom, 3.5 bath property offers an inviting open floor plan, timeless design, and elevated finishes throughout. Featuring 10-foot ceilings, solid-core doors, and thoughtful details at every turn, this exceptional home is designed for both everyday living and effortless entertaining. At the heart of the home is a stunning chef’s kitchen that seamlessly flows into the main living spaces. From there, accordion-style sliding doors open to an inviting covered porch, creating a beautiful indoor-outdoor living experience. The fully fenced backyard offers plenty of room to add a pool and enjoy your own private outdoor oasis. Virtually staged Pool photo shows what could be added to the backyard. Will still need HOA approval. One of the property’s premium features is its exceptional lot backing to a walking trail, providing a peaceful setting and convenient access to the clubhouse and pond. The home also boasts an impressive four-car garage (one of the garages is a dedicated golf-cart garage). A massive bonus room provides flexible additional living space along with abundant attic storage, with some attic areas conveniently connecting to other bedrooms. Energy efficiency is enhanced with Icynene insulation, helping to keep utility costs down. Major updates include: New roof in 2023 with 40-year shingles New HVAC systems and furnace in 2023 EV charger New mudroom cabinetry Boat/trailer storage included with HOA dues And for the four-legged members of the family, be sure to discover the gated dog-crate space cleverly tucked beneath the stairs! With its exceptional lot, thoughtful design, generous attic storage, and impressive list of updates, this home truly has it all. Come see why you’ll be excited to call it home!

Highlights

Listed by Jan Cameron , 704-724-3792 Howard Hanna Allen Tate Lake Norman , 704-896-8283. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.6

HOA Fee

1346.91 Semi-Annually

Year Built

2014

County

Gaston

Neighborhood

Reflection Pointe

Listing ID

4419879

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Fan, Exhaust Hood, Gas Water Heater, Microwave, Refrigerator with Ice Maker, Tankless Water Heater
Air Cond:Central Air
Fireplaces:Gas,Great Room,Outside,Porch
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:4360
Other:
  • ▪ Additional:Attic Walk In, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Pond(s),Boat Slip – Community
Lot Dimensions:104x209x157x202
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Garage Faces Rear,Garage Faces Side,Golf Cart Garage
Principal Interest
$6,894
Taxes
$781
HOA
$1,347

Home Price

$1,225,000

Loan Details

30 yrs
7.562%

Down Payment

20%
$245,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,893.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,893.96 $780.94 $1,346.91 $9,021.80
Yearly $82,727.47 $9,371.25 $16,162.92 $108,261.64
Total $2,481,824.04 $281,137.50 $484,887.60 $3,247,849.14

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-09T07:32:06.000Z

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