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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1420 River Dr , Belmont, NC 28012
$309,000
Est. Payment: $1,582.85/mo
2 Bed
2 Bath
1079 Sqft
Status: active | Days on site: 80
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Wake up to water views and end your day on the deck in this inviting Belmont townhouse with a rare deeded boat slip—your gateway to a true waterfront lifestyle. Whether it's boating, fishing, or simply soaking in the peaceful surroundings, this home delivers. Inside, you'll find fresh paint, durable LVP flooring throughout, newer appliances, and touches of original character that add warmth and charm. Enjoy a private fenced backyard for relaxing evenings and a front porch with a view that never gets old. Nestled in a quiet community just minutes from downtown Belmont, Charlotte, and the airport—this is easy living with a lifestyle upgrade.
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Highlights

Listed by Laura Maultsby , 704-241-8727 Maultsby Realty Group , 704-241-8727. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

297 Monthly

Year Built

1987

County

Gaston

 Neighborhood

River Ridge

Listing ID

4345665

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:1079
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Split Bedroom
Water:City

Exterior Features

Lot:Level,River Front,Views,Waterfront,Boat Slip – Community,Boat Slip (Deed),Dock,Pier - Community
Lot Dimensions:0
Roof:Composition
Others:
  • ▪ Additional:Dock - Floating, Lawn Maintenance
Sewer:Public Sewer
Parking Features:Assigned
Principal Interest
$1,583
Taxes
$197
HOA
$297

Home Price

$309,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$61,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,582.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,582.85 $196.99 $297.00 $2,076.84
Yearly $18,994.18 $2,363.85 $3,564.00 $24,922.03
Total $569,825.53 $70,915.50 $106,920.00 $747,661.03

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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