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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1724 Gaither Rd , Belmont, NC 28012
$1,295,000
Est. Payment: $7,287.90/mo
4 Bed
4 Bath
4208 Sqft
1.03 Acres
Status: active | Days on site: 1
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12712 - R12423
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Terri Bias
Operator/Brokerage Owner

House Description

Unparalleled Lake Wylie Waterfront Luxury Living!! Welcome home to a lakefront retreat where every day feels like a getaway. Situated on a rare 1+ acre peninsula with no HOA, this striking 4-bedroom, 4-full-bath lake house spans 4200 square feet of meticulously designed living space, including three separate laundry room options for added convenience. Strategically positioned just minutes from downtown Belmont, with easy access to CLT and Uptown Charlotte, this home offers breathtaking water views from virtually every room, effortlessly blending everyday comfort with world-class entertaining. The culinary kitchen is the centerpiece of the home. Custom Amish cabinetry and quartz surfaces frame an oversized 3' x 8' island and a generous breakfast bar. Thoughtful details include integrated wine storage, a dedicated beverage refrigerator, a separate ice maker and a new range with convection and air-fryer capabilities, creating a space equally suited to quiet mornings and elegant entertaining. The primary suite occupies the entire third floor, creating a private, secluded sanctuary of 805 square feet. A large sliding door opens to a private screened deck overlooking the lake, framing water views from the moment you awake. The spa-inspired primary bath features dual showers, while multiple walk-in closets and a private coffee bar complete this exceptional suite. The walk-out lower level is a self-contained living space with a full second kitchen, a bedroom, a bath and living area. It's ideal for hosting guests in comfort or for multi-generational living. Outdoor living is designed to impress. The main level opens to an expansive covered deck with both open-air and screened areas. Below, a stone-paver patio extends the entertaining space, and a separate lakeside terrace with a stone fireplace invites gatherings in every season. Evenings bring a front row view of herons, egrets and sunsets reflected across calm water. A floating dock and boat lift offer seamless access to the lake. The oversized garage of roughly 1,000 square feet accommodates two vehicles, with additional space for a workshop and storage for lake toys. From morning coffee serenaded by songbirds to front-row seats for Lake Wylie's spectacular golden-hour sunsets, this peninsula lake house offers an irreplaceable combination of space, freedom and refined waterfront living.

Highlights

Listed by Angela Copperwheat , 704-685-1763 Carolinas Key Realty LLC , 704-390-4718. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.03

Year Built

1997

County

Gaston

Neighborhood

South Fork

Listing ID

4422121

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Bar Fridge, Convection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Exhaust Hood, Ice Maker, Microwave, Refrigerator with Ice Maker, Washer/Dryer, Wine Refrigerator
Air Cond:Heat Pump
Fireplaces:Den,Gas Log,Non-Functional
Floor:Laminate,Tile,Wood
Above Ground Sq Ft:3046
Below Ground Sq Ft:1162
Basement:Apartment,Finished,Interior Entry,Walk-Out Access
Other:
  • ▪ Additional:Attic Walk In, Built-in Features, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Wet Bar, Has Fireplace
Water:Well

Exterior Features

Lot:Rolling Slope,Waterfront,Boat Lift,Dock
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit, Dock - Floating, Storage
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Parking Space(s)
Principal Interest
$7,288
Taxes
$826

Home Price

$1,295,000

Loan Details

30 yrs
7.562%

Down Payment

20%
$259,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,287.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,287.90 $825.56 $0.00 $8,113.46
Yearly $87,454.75 $9,906.75 $0.00 $97,361.50
Total $2,623,642.56 $297,202.50 $0.00 $2,920,845.06

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-09T07:32:06.000Z

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