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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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521 Stowe Rd , Belmont, NC 28012
$580,000
Est. Payment: $3,264.08/mo
5 Bed
3 Bath
2946 Sqft
0.28 Acres
Status: active | Days on site: 10
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R03552 - 82463
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Terri Bias
Operator/Brokerage Owner

House Description

Space where you need it, updates where they matter, and the Belmont lifestyle close at hand! Welcome to 521 Stowe Road in the Stowe Pointe community, offering 5 bedrooms, 3 full baths, generous gathering spaces, and a flexible two-story layout designed to adapt to the way you live. The main level welcomes you with a covered front porch and spacious entry before opening into a separate dining area, kitchen, breakfast nook, and expansive living room with a gas fireplace. The kitchen features granite countertops, tile backsplash, center island, breakfast bar, and gas cooking, creating an easy connection between meal preparation, dining, and entertaining. A main-level bedroom and full bath offer valuable flexibility for guests, hobbies, work-from-home needs, or additional living space. Upstairs, the primary suite includes a walk-in closet and private bath with dual vanity, soaking tub, and separate shower. Three additional bedrooms, another full bath, upstairs laundry, and an impressive approximately 18'11" x 20'2" sitting room provide even more room to spread out, relax, work, play, or create the space that fits your lifestyle. Step outside to enjoy the deck and fenced backyard, while the corner lot and attached two-car garage add everyday convenience. Several major components have also received recent updates, including a roof installed in 2021, heating and central-air equipment reported as 2026, and an electric water heater reported as 2021. The property is connected to public water and public sewer, and seller disclosures report HOA assessments of $600 annually. Located near Downtown Belmont, local dining and shopping, Stowe Park, Daniel Stowe Conservancy, Lake Wylie-area recreation, and convenient access to I-85 for travel throughout the Charlotte region. Five bedrooms. Three full baths. Flexible living space. Recent major-system updates. And a Belmont location that keeps everyday conveniences and recreation within easy reach. Come see how much 521 Stowe Road has to offer.

Highlights

Listed by Scott Bauknight , 980-242-6582 Lifestyle International Realty , 704-340-3822. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

600 Annually

Year Built

2009

County

Gaston

Neighborhood

Stowe Pointe

Listing ID

4426823

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Range
Air Cond:Central Air
Fireplaces:Gas
Above Ground Sq Ft:2946
Other:
  • ▪ Additional:Has Fireplace
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Driveway,Attached Garage

Open House

Upcoming Open Houses
Saturday 1:30 pm - 3:30 pm Oct 10
Principal Interest
$3,264
Taxes
$370
HOA
$600

Home Price

$580,000

Loan Details

30 yrs
7.562%

Down Payment

20%
$116,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,264.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,264.08 $369.75 $600.00 $4,233.83
Yearly $39,168.92 $4,437.00 $7,200.00 $50,805.92
Total $1,175,067.71 $133,110.00 $216,000.00 $1,524,177.71

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Belmont, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-09T07:32:06.000Z

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