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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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306 McCoy Cove Rd , Black Mountain, NC 28711
$385,000
Est. Payment: $2,163.71/mo
2 Bed
2 Bath
1005 Sqft
0.22 Acres
Status: active | Days on site: 32
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NCM10050 - 82175
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Terri Bias
Operator/Brokerage Owner

House Description

Charming 1913 bungalow in Black Mountain with a fully updated main house and a substantial backyard structure ready for its next chapter. This 2 bed 2 bath home offers a charming , cozy feel coupled with a functional usable layout perfect for relaxing or entertaining. The open living area features hardwood floors, beadboard ceilings, exposed brick, shiplap, and a large butcher-block kitchen island. Stainless appliances, main-level laundry/pantry, renovated primary bath with double vanity and walk-in closet, plus a second updated bath wonderfully complete the interior. Covered front porch, fenced yard, fire pit, and raised beds highlight the outdoor space. Rear painted-block building offers workshop, studio, office, or potential second-living-quarters conversion. Convenient to downtown Black Mountain and Lake Tomahawk. A rare mix of move-in-ready cottage living and unfinished upside on the same in-town lot.

Highlights

Listed by Will Towery , 828-712-9306 Howard Hanna Beverly-Hanks Asheville-Downtown , 828-254-7221. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.22

Year Built

1913

County

Buncombe

Neighborhood

C P Kerlees Add

Listing ID

4423838

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Refrigerator, Washer
Air Cond:Heat Pump
Fireplaces:
Above Ground Sq Ft:1005
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Zoning:RES
Sewer:Public Sewer
Parking Features:Circular Driveway,Driveway
Principal Interest
$2,164
Taxes
$245

Home Price

$385,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,163.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,163.71 $245.44 $0.00 $2,409.15
Yearly $25,964.56 $2,945.25 $0.00 $28,909.81
Total $778,936.72 $88,357.50 $0.00 $867,294.22

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Black Mountain, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T19:53:06.000Z

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