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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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440 Carolina Ave , Brevard, NC 28712
$299,000
Est. Payment: $1,680.39/mo
2 Bed
1 Bath
1014 Sqft
0.36 Acres
Status: active | Days on site: 123
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NCM17440 - eputnam
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

**SPECIAL FINANCING INCENTIVE!** Seller is offering **$6,700 in closing cost credits** that may be applied toward a 2/1 interest rate buydown. Buyers who choose the preferred lender may also qualify for an **additional 0.5% lender credit**, providing even greater savings. Now offered at $299,000! Located less than half a mile from downtown Brevard, this beautifully restored 1950s bungalow offers charm, flexibility, and investment potential. Situated in Brevard's Mixed Use zoning district, the property may accommodate residential, commercial, or short-term rental use. Buyer to verify intended use with Brevard Planning and Zoning. Thoughtful improvements include wood flooring installed in 2019, replacement windows and siding in 2023, an encapsulated crawlspace with commercial-grade dehumidifier, new HVAC ductwork, and a new refrigerator in 2026. The renovated kitchen features white cabinetry, butcher block countertops, exhaust hood, pantry-style storage, and room for a movable island. The updated bathroom showcases matte black hex tile flooring, wood vanity, white subway tile tub/shower surround, shower niche, and charming hummingbird accent tile. Just minutes from downtown Brevard's restaurants, breweries, shops, and attractions, this property is ideal for a primary residence, second home, or investment opportunity. **Take advantage of available financing incentives and explore the possibilities!** Seller and lender credits subject to loan program guidelines and buyer qualification. Contact listing agent for financing details.
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Highlights

Listed by Elizabeth Putnam , 828-301-6374 Mosaic Community Lifestyle Realty , 828-707-9556. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.36

Year Built

1946

County

Transylvania

 Neighborhood

None

Listing ID

4390978

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater, Exhaust Hood, Refrigerator, Washer/Dryer
Air Cond:Central Air,Heat Pump
Fireplaces:
Floor:Tile,Wood
Above Ground Sq Ft:1014
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Lot:Corner Lot,Green Area,Level
Lot Dimensions:162x177x82116
Zoning:CMX
Roof:Composition
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,680
Taxes
$191

Home Price

$299,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,680.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,680.39 $190.61 $0.00 $1,871.00
Yearly $20,164.68 $2,287.35 $0.00 $22,452.03
Total $604,940.46 $68,620.50 $0.00 $673,560.96

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Brevard, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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