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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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540 Toot Hollow Rd , Bryson City, NC 28713
$550,000
Est. Payment: $2,817.37/mo
4 Bed
4 Bath
2340 Sqft
Status: active | Days on site: 248
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Terri Bias
Operator/Brokerage Owner

House Description

Experience modern mountain living at its finest in this beautifully designed 4-bedroom, 4-bath home in the heart of Bryson City. With fresh contemporary finishes, spacious living areas, and an ideal location, this property is perfect for full-time living, a vacation escape, or a high-performing investment—currently operating as a very successful short-term rental and offered with the option to purchase fully furnished and fully stocked. Inside, the open-concept layout showcases a striking wooden cathedral ceiling in the living room, clean modern lines, and thoughtfully curated design touches. Large windows flood the home with natural light throughout. Each bedroom offers comfort and privacy, including two first-floor primary suites with private en-suite baths. With four full bathrooms and generously sized bedrooms, the home easily accommodates up to 11 guests—ideal for multigenerational families or larger groups. Step outside to a spacious deck with a hot tub, perfect for enjoying crisp mountain evenings or peaceful mornings among the trees. A charming second-level balcony offers an intimate spot for reading or relaxing, while the fire pit invites gatherings under star-filled skies. Endless outdoor adventures await just beyond your doorstep, with nearby hiking trails, waterfalls, and scenic overlooks. The location is exceptional—just a short stroll from the beloved Polar Express train attraction. Bryson City is a welcoming mountain town at the gateway to the Great Smokies, complete with charming shops, friendly locals, and a Hallmark-movie atmosphere that enchants visitors year-round. Blending modern style with rustic warmth, this serene retreat offers unforgettable mountain living and impressive rental potential. Don’t miss the opportunity to own a remarkable getaway in one of the Smokies’ most desirable destinations. Unlock the potential for nearly 1,200 sq ft of additional finished living or recreational space by transforming both the garage and the basement. Although these areas are not adjacent, each presents its own valuable opportunity to expand the home’s livable footprint. The basement already features a mini-split system for airt conditioning, generous ceiling height, and exterior access—making it an ideal candidate for a playroom, home theater, gym, office, and more. The above-grade garage can also be finished to create additional living space or even converted into another bedroom. The possibilities are endless! PS: Drive by but do not drive up the driveway, as the property is an active vacation rental and guests cannot be disturbed. Thank you!

Highlights

Listed by Valeria Carrizo-Wyda , 828-230-3680 Nest Realty Asheville , 828-318-8313. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.16

Year Built

1978

County

Swain

Neighborhood

None

Listing ID

4324670

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Central Air,Ductless
Fireplaces:Living Room
Above Ground Sq Ft:2340
Below Ground Sq Ft:0
Basement:Unfinished,Walk-Up Access
Other:
  • Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cleared,Level,Open Lot
Roof:Metal
Others:
  • Additional:Fire Pit, Hot Tub
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$2,817
Taxes
$351

Home Price

$550,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,817.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,817.37 $350.63 $0.00 $3,167.99
Yearly $33,808.42 $4,207.50 $0.00 $38,015.92
Total $1,014,252.56 $126,225.00 $0.00 $1,140,477.56

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Bryson City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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