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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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55 Observation Point Rd , Bryson City, NC 28713
$598,000
Est. Payment: $3,360.78/mo
4 Bed
4 Bath
3200 Sqft
0.28 Acres
Status: active | Days on site: 16
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NCM600 - 84447
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Terri Bias
Operator/Brokerage Owner

House Description

Unique opportunity to own a fully furnished income-producing duplex in a desirable Smoky Mountains location. Located directly beside #57, this separate property offers the same functional layout with two private rental units, one upstairs and one downstairs. Each unit features 2 full bedrooms, 2 full bathrooms, a full kitchen, living area, and covered porch space for enjoying the surrounding mountain setting. Designed for comfort, flexibility, and rental potential, #55 offers a total of 4 bedrooms, 4 full bathrooms, 2 kitchens, and two independent living spaces within one separate house. The layout is well suited for vacation rentals, group getaways, extended stays, or buyers who want to use one unit while generating income from the other. Each level gives guests the privacy and convenience of a separate rental, along with comfortable indoor living areas and covered outdoor space for relaxing after a day in the mountains. The covered porches provide additional space to enjoy the peaceful surroundings and fresh mountain air. Located within Nantahala Village Resort, owners and guests can enjoy amenities including an outdoor pool, basketball and tennis courts, game room, gym, horseback riding, and nearby hiking trails within Nantahala National Forest. This 4-bedroom duplex in the Smoky Mountains is conveniently located near popular Western North Carolina destinations including Nantahala Outdoor Center (5 min), Fontana Lake (5 min), Great Smoky Mountains Railroad (15 min), Cherokee, and Harrah's Cherokee Casino Resort (25 min). Whether you're searching for a mountain investment property, vacation rental opportunity, or personal getaway with rental income potential, #55 offers two separate living spaces in its own house, directly beside #57 and close to recreation, attractions, and mountain adventure.

Highlights

Listed by Ginny Mosteller , 828-400-9162 Better Homes and Gardens Real Estate Heritage , 828-926-5200. Canopy MLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.28

HOA Fee

375 Monthly

Year Built

1988

County

Swain

Neighborhood

Village Preserve at Nantahala Village

Listing ID

4422662

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Wall Unit(s)
Fireplaces:Fire Pit,Living Room,Wood Burning
Floor:Carpet,Wood
Above Ground Sq Ft:3200
Other:
  • ▪ Additional:Has Fireplace
Water:Community Well

Exterior Features

Lot:Adjoins Forest,Cleared,Corner Lot,Private,Wooded,Views,Other - See Remarks
Roof:Metal
Others:
  • ▪ Additional:Fire Pit, Lawn Maintenance, Tennis Court(s)
Sewer:Private Sewer,Shared Septic
Parking Features:Driveway,Parking Space(s)
Principal Interest
$3,361
Taxes
$381
HOA
$375

Home Price

$598,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$119,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,360.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,360.78 $381.22 $375.00 $4,117.01
Yearly $40,329.36 $4,574.70 $4,500.00 $49,404.06
Total $1,209,880.92 $137,241.00 $135,000.00 $1,482,121.92

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Bryson City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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