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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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11820 State Highway 197 None S , Burnsville, NC 28714
$475,000
Est. Payment: $2,433.18/mo
3 Bed
3 Bath
2482 Sqft
Status: active | Days on site: 64
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

NEW PRICE!! MOTIVATED SELLER! Experience the perfect blend of historic character and modern ease in this beautifully updated 1916 farmhouse situated in the serene Pensacola community of Burnsville. Tucked away on a sprawling 5.73 acre lot, this 3BR/3BA home delivers 2,482 square feet of versatile living space with extensive recent upgrades, including a new French drain, all new gutters, and a complete crawlspace encapsulation system featuring two commercial dehumidifiers. The home has been meticulously maintained with major renovations in 1993 and 2023, plus additions in 1996 and 2010. Core systems include a whole-house water filtration system, a Generac generator, and the added benefit of a fresh mountain spring source alongside the well. Step inside to a warm, welcoming layout anchored by dual living areas, both outfitted with cozy wood-burning stoves ideal for crisp mountain evenings. The floor plan flows into a spacious kitchen complete with a breakfast nook and an adjacent formal dining room. Main level conveniences include a dedicated laundry room, an attached 2-car garage, and a flexible hobby/sewing room. Outdoors, the property is a nature lover's paradise bordered by the soothing sounds of bold Elk Fork Creek. The grounds offer incredible mini-farm potential with a fenced backyard, a barn for storage, 20 thriving blueberry bushes, mountain laurels, and seasonal flower beds. Private trails wind through a dedicated bird sanctuary where local wildlife regularly visits. Complete with NO RESTRICTIONS, this move-in ready retreat provides a rare connection to the surrounding landscape. Schedule your showing today!
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Highlights

Listed by Crystal Garland , 828-284-0186 RE/MAX RESULTS , 828-678-2500. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
5.73

Year Built

1916

County

Yancey

Listing ID

4361190

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Electric Range, Filtration System, Microwave, Propane Water Heater, Refrigerator, Washer, Washer/Dryer
Air Cond:Attic Fan,Ceiling Fan(s),Ductless
Fireplaces:Family Room,Wood Burning Stove
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:2482
Below Ground Sq Ft:0
Basement:Partial,Storage Space,Unfinished,Walk-Out Access
Other:
  • ▪ Additional:Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well,Other - See Remarks

Exterior Features

Lot:Creek Front,Green Area,Hilly,Level,Open Lot,Pasture,Private,Rolling Slope,Creek/Stream,Wooded
Roof:Metal
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener
Principal Interest
$2,433
Taxes
$303

Home Price

$475,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,433.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,433.18 $302.81 $0.00 $2,735.99
Yearly $29,198.18 $3,633.75 $0.00 $32,831.93
Total $875,945.39 $109,012.50 $0.00 $984,957.89

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Burnsville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T14:14:07.000Z

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