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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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475 S Toe River Rd , Burnsville, NC 28714
$765,000
Est. Payment: $3,918.70/mo
5 Bed
5 Bath
4076 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Room to spread out, income to bank, and mountains in every direction this five bedroom (home has a three bedroom septic system) four and half bathroom home in Burnsville delivers a rare combination that savvy buyers dream about. Sprawled across three generous levels, there's genuine space for everyone, whether you're hosting a large gathering or welcoming a steady stream of vacation guests. That's right, this one already earns its keep as a short-term rental. Picture a property that pays you back while you sleep, thanks to an established income stream and a layout practically engineered for entertaining. The gourmet kitchen anchors the action, boasting abundant storage and ample counter space to feed a crowd without breaking a sweat. Head outside onto the porches, where long-range views invite you to slow down, sip something cold, and let the day melt away. Adventure sits practically at your doorstep, too. Roaring Fork Falls Trailhead is a short stroll for hikers, while the towering heights of Mount Mitchell State Park reward the more ambitious. Cast a line in the nearby South Toe River, then cap the day with a bookstore visit and coffee in charming Little Switzerland. The beloved Orchard at Altapass, with its apples, music, and mountain lore, rounds out the local flavor. Priced to catch attention and built to keep guests coming back, this is one of those opportunities that rewards a closer look. Homes this large, this versatile, and this income-friendly rarely linger come experience it for yourself. New roof in 2026. Fully furnished with acceptable offer.

Highlights

Listed by Mary Blevins , 828-284-1300 Dream Mountain Realty , 828-675-5100. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.57

HOA Fee

100 Annually

Year Built

2008

County

Yancey

Neighborhood

Mount Mitchell Lands

Listing ID

4412913

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Double Oven, Dryer, Microwave, Refrigerator, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:Gas Log,Living Room,Recreation Room
Floor:Tile,Wood
Above Ground Sq Ft:2852
Below Ground Sq Ft:1224
Basement:Basement Garage Door,Daylight,Exterior Entry,Full,Interior Entry,Walk-Out Access,Walk-Up Access
Other:
  • Additional:Has Fireplace, Master on Main
Water:Public

Exterior Features

Lot:Wooded,Views
Roof:Architectural Shingle
Others:
  • Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Basement,Driveway
Principal Interest
$3,919
Taxes
$488
HOA
$100

Home Price

$765,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$153,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,918.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,918.70 $487.69 $100.00 $4,506.39
Yearly $47,024.44 $5,852.25 $1,200.00 $54,076.69
Total $1,410,733.11 $175,567.50 $36,000.00 $1,622,300.61

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Burnsville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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