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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2099 South Toe River Rd , Burnsville, NC 28714
$1,285,000
Est. Payment: $7,221.74/mo
3 Bed
3 Bath
3448 Sqft
15.35 Acres
Status: active | Days on site: 1
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NCM1458 - R17895
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Terri Bias
Operator/Brokerage Owner

House Description

Set against the breathtaking backdrop of the Blue Ridge Mountains, this extraordinary 15+ acre estate offers an unmatched blend of privacy, natural beauty, and limitless potential. Backing directly up to the pristine expanses of the Pisgah National Forest, this property serves as your private gateway to endless hiking, wildlife, and wilderness adventure. The crown jewel of the estate is a magnificent, large unfinished cement log cabin framed by towering peaks. Built with uncompromising standards using all high-quality appointments and materials, this residence awaits your final interior touches—offering a rare partially finished canvas to design your ultimate mountain sanctuary. The main residence features a spacious floor plan with eight total rooms, including three well-proportioned bedrooms and a grand, open-concept large living room designed for effortless entertaining and cozy mountain evenings. Positioned to capture jaw-dropping vistas of the Black Mountain Range, large, strategically placed windows frame these iconic peaks from nearly every room in the house—even the bathroom windows. Additionally, an expansive unfinished basement runs the full length of the home with convenient exterior entries. This versatile space is primed to be transformed into additional luxurious living quarters, a dream workshop, a home gym, or a creative studio. This rare offering goes far beyond a single home, featuring two exceptional outbuildings that add incredible versatility and value. There is a spacious, heavy-duty detached two-car garage featuring a partially finished studio apartment above it, which is ideal for a private guest suite, caretaker's quarters, or a rental income opportunity. Furthermore, the property includes an original "gate house," a charming two-bedroom, one-bath older home that once served as the main homestead on the property. Oozing with rustic character and quaint appeal, it is perfect for visiting family, artists, or as a rental cottage. The estate highlights 15+ private acres directly bordering the protected Pisgah National Forest, premium cement log construction paired with top-tier building materials for exceptional durability, and unobstructed views of Mount Mitchell and the Black Mountain Range. It offers exceptional multi-generational living or income potential with the detached apartment and historic gate house, all while maintaining a secluded mountain atmosphere close to local amenities in Burnsville and Spruce Pine. Ideally positioned for the best of both worlds, this property places you just over an hour from the vibrant cultural, culinary, and entertainment hubs of Asheville, Boone, and Blowing Rock, while keeping you worlds away from the noise. Come home to ultimate privacy where evenings are defined by sweeping mountain silhouettes and completely unobstructed night skies glowing with a million brilliant stars. Contact June Jerome Realty for your showing today!

Highlights

Listed by Joe Sasek III , 828-284-1105 JUNE JEROME REALTY , 828-675-9536. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
15.35

Year Built

1970

County

Yancey

Neighborhood

None

Listing ID

4431688

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Range, Refrigerator
Air Cond:Central Air
Fireplaces:Living Room
Above Ground Sq Ft:3448
Basement:Exterior Entry,Interior Entry,Unfinished
Other:
  • ▪ Additional:Entrance Foyer, Open Floorplan, Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Adjoins Forest,Wooded,Views
Roof:Metal
Sewer:Septic Installed
Parking Features:Driveway,Detached Garage
Principal Interest
$7,222
Taxes
$819

Home Price

$1,285,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$257,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,221.74

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,221.74 $819.19 $0.00 $8,040.93
Yearly $86,660.92 $9,830.25 $0.00 $96,491.17
Total $2,599,827.74 $294,907.50 $0.00 $2,894,735.24

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Burnsville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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