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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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195 Terrace Dr , Canton, NC 28716
$429,000
Est. Payment: $2,197.55/mo
4 Bed
2 Bath
1983 Sqft
Status: active | Days on site: 282
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Price Improvement! Timeless 1919 Victorian farmhouse offering a blend of historic character and thoughtful updates. Seller is offering a $20,000 credit toward additional updates or improvements. This well-maintained home features a covered front porch and combines original charm with modern updates. The interior and exterior have been freshly painted, complemented by refinished original hardwood floors and updated windows throughout. The kitchen features custom concrete countertops, ample cabinetry, and included appliances. A formal dining room provides additional space for everyday use or entertaining. The living room offers high ceilings, built-ins, and a gas fireplace. A sunroom adds flexible living space with abundant natural light and year-round usability. Upstairs includes four generously sized bedrooms suitable for a variety of uses such as guest rooms, office space, or hobbies, while maintaining original architectural details and craftsmanship throughout the home. Exterior features include mature shade trees, established landscaping, stone accents, a backyard patio with built-in BBQ, fenced area for pets, rear parking access, and a detached workshop with electricity, suitable for storage, hobbies, or projects. Additional features include city water and sewer, propane furnace, and an unfinished basement offering storage and future potential.

Highlights

Listed by Gena Duncan , 828-747-9540 Seller Solutions , 828-775-7355. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.43

Year Built

1919

County

Haywood

Neighborhood

Fibreville-Skyland Terrace

Listing ID

4319242

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Refrigerator
Air Cond:Ceiling Fan(s)
Fireplaces:Gas,Gas Unvented,Living Room,Propane
Floor:Wood
Above Ground Sq Ft:1983
Below Ground Sq Ft:0
Basement:Partial,Unfinished,Walk-Up Access
Other:
  • Additional:Has Fireplace
Water:City

Exterior Features

Lot:Cleared,Hilly,Level,Wooded
Roof:Metal
Others:
  • Additional:Storage
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$2,198
Taxes
$273

Home Price

$429,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$85,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,197.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,197.55 $273.49 $0.00 $2,471.03
Yearly $26,370.57 $3,281.85 $0.00 $29,652.42
Total $791,117.00 $98,455.50 $0.00 $889,572.50

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Canton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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