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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1285 Saunders Dr , Catawba, NC 28609
$1,395,000
Est. Payment: $7,839.95/mo
4 Bed
4 Bath
3051 Sqft
0.32 Acres
Status: active | Days on site: 1
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481201 - 23422
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Terri Bias
Operator/Brokerage Owner

House Description

Experience the perfect blend of custom craftsmanship, timeless elegance, and relaxed lakefront living in this stunning 2018 custom-built waterfront retreat. Beautifully situated along 137 feet of Lake Norman shoreline, this exceptional property boasts breathtaking big-water views, desirable southern exposure, deep year-round water, and a covered and stationary dock—offering the ultimate setting for enjoying life on the lake. From the moment you arrive, the home's distinctive architecture and attention to detail make a lasting impression. Quality 2x6 exterior wall construction, an attractive combination of HardiePlank siding and brick, and handsome natural timber accents reflect the thoughtful craftsmanship throughout. A welcoming circular driveway, beautifully landscaped grounds, and inviting covered entry further enhance the property's outstanding curb appeal. Step inside to discover soaring cathedral ceilings adorned with rich tongue-and-groove pine planking, dramatic statement lighting, beautiful engineered oak flooring on the main level, and a striking floor-to-ceiling fireplace that anchors the inviting living space. The beautifully appointed kitchen showcases exquisite exotic granite countertops, a generous center island, and a ZLINE gas range, creating a wonderful gathering place for family and friends. Quality finishes continue throughout the home, including genuine travertine tile flooring in both the primary and upper-level bathrooms, while the main-level powder room features attractive porcelain travertine-look tile. Designed to embrace its spectacular waterfront setting, the expansive L-shaped covered porch offers sweeping views of Lake Norman and an idyllic place to enjoy morning coffee, gentle lake breezes, or memorable gatherings with family and friends. An additional upper-level deck and spacious lower-level covered patio provide multiple outdoor living spaces, each offering a unique perspective of the beautiful surroundings. The finished basement offers exceptional versatility, featuring a second kitchen, bedroom, full bathroom, and billiards room—perfect for entertaining, hosting overnight guests, or accommodating extended family. Luxury vinyl plank flooring extends throughout the entire lower level, including the full bathroom, combining attractive finishes with everyday practicality. Direct access to the covered waterfront patio further enhances the home's seamless indoor-outdoor living experience. Outside, mature trees, lush landscaping, and a picturesque stone pathway lead to the waterfront, where the covered and stationary dock provides an inviting destination for boating, relaxing, and enjoying endless days on Lake Norman. With an impressive 137 feet of shoreline and deep water year-round, this property offers an exceptional opportunity to embrace the boating and recreational lifestyle for which Lake Norman is renowned. Offering 3052 square feet, 4 bedrooms, 3 full bathrooms, and 1 half bath, this remarkable home combines distinctive architectural character, quality construction, beautifully appointed living spaces, and outstanding waterfront amenities. A captivating Lake Norman retreat where exceptional craftsmanship, breathtaking views, and the beauty of waterfront living come together in perfect harmony!

Highlights

Listed by Nadine Wynn , 704-806-6711 Keller Williams Lake Norman , 704-892-5518. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.32

Year Built

2018

County

Catawba

Neighborhood

None

Listing ID

4432955

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Range, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Bonus Room,Gas Log,Propane,Recreation Room
Floor:Tile,Vinyl
Above Ground Sq Ft:1856
Below Ground Sq Ft:1195
Basement:Finished,Full,Interior Entry
Other:
  • ▪ Additional:Kitchen Island, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Covered structure,Dock
Sewer:Septic Installed
Parking Features:Circular Driveway
Principal Interest
$7,840
Taxes
$889

Home Price

$1,395,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$279,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,839.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,839.95 $889.31 $0.00 $8,729.26
Yearly $94,079.37 $10,671.75 $0.00 $104,751.12
Total $2,822,381.09 $320,152.50 $0.00 $3,142,533.59

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Catawba, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T07:47:06.000Z

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