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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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977 Windy Ridge Rd , Chapel Hill, NC 27517
$3,200,000
Est. Payment: $16,391.96/mo
4 Bed
6 Bath
5144 Sqft
Status: active | Days on site: 91
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

A rare opportunity to own a truly one-of-a-kind property created by a respected local custom builder as his personal residence. Privately set on more than 4 acres in Chapel Hill, this estate combines timeless architecture and extraordinary craftsmanship with an unusually versatile collection of living spaces—including a substantial workshop/garage, private guest apartment and separate studio. Designed and built with uncompromising attention to detail, the home features extensive custom millwork/cabinetry, beautiful hardwood floors, handcrafted stonework and thoughtfully designed spaces that feel both refined and welcoming. The architecture strikes a timeless balance between classic and modern farmhouse influences—elegant without being formal and distinctive without being trend-driven. Beyond the main residence, the property offers a rare collection of additional spaces seldom found together in one estate. A 1,400+ square-foot workshop/garage provides generous room for cars, hobbies, equipment or creative pursuits. Above it, an approximately 800-square-foot private apartment includes a bedroom, full bath and laundry. A separate studio with a Murphy bed and half bath adds yet another flexible space for guests, work, art or personal use. Outside, more than four acres create a private retreat surrounded by mature trees, beautiful landscaping, custom stone walls, a vegetable garden and a cutting garden. Expansive outdoor spaces invite quiet mornings, entertaining and enjoying the feeling of a private country estate while remaining conveniently located to Chapel Hill, Jordan Lake and the greater Triangle. This is more than a custom home—it is a thoughtfully crafted property designed for the way people actually want to live. Exceptional quality, privacy, versatility and timeless design come together in a setting that is increasingly difficult to find.

Highlights

Listed by Patty McLaughlin , 919-815-7466 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
4.19

HOA Fee

100 Annually

Year Built

2024

County

Chatham

Neighborhood

Big Woods Hills

Listing ID

10169281

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:6
  • Full Bathrooms:4
  • 1/2 Bathrooms:2
Appliances:Bar Fridge, Dishwasher, Double Oven, Dryer, Electric Oven, Freezer, Gas Cooktop, Ice Maker, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer
Air Cond:Ceiling Fan(s),Central Air,Dual,Electric,Heat Pump,Wall Unit(s)
Fireplaces:Family Room,Wood Burning,Wood Burning Stove
Floor:Concrete,Hardwood
Above Ground Sq Ft:5144
Below Ground Sq Ft:0
Other:
  • Additional:Beamed Ceilings, Bookcases, Breakfast Bar, Built-in Features, Pantry, Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Dressing Room, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, In-Law Floorplan, Kitchen Island, Natural Woodwork, Open Floorplan, Master Downstairs, Quartz Counters, Recessed Lighting, Room Over Garage, Separate Shower, Smooth Ceilings, Soaking Tub, Storage, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Shower, Bonus Room, Office
Water:Private,Shared Well

Exterior Features

Lot:Back Yard,Front Yard,Garden,Hardwood Trees,Landscaped,Private,Secluded
Zoning:R-5
Roof:Shingle
Others:
  • Additional:Garden, Lighting, Private Entrance, Private Yard, Storage, Covered, Deck, Front Porch, Patio, Porch, Side Porch
Sewer:Septic Tank
Parking Features:Additional Parking,Carport,Covered,Detached Carport,Driveway,Garage,Heated Garage,Workshop in Garage
Principal Interest
$16,392
Taxes
$591
HOA
$100

Home Price

$3,200,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$640,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,391.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $16,391.96 $591.00 $100.00 $17,082.96
Yearly $196,703.53 $7,092.00 $1,200.00 $204,995.53
Total $5,901,105.82 $212,760.00 $36,000.00 $6,149,865.82

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chapel Hill, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T17:35:59.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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