Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

107 Bay Colony Ct , Chapel Hill, NC 27517
$439,000
Est. Payment: $2,467.19/mo
3 Bed
2 Bath
1700 Sqft
0.15 Acres
Status: active under contract | Days on site: 104
Get Pre-Qualified
3208 - D03179,89502
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

October Incentive — Act Now: The seller is offering $8,000 toward a rate buydown, closing costs, or any financing option the buyer chooses. This is a limitedtime offer designed to give buyers real savings at the closing table. This is a strong opportunity in today's market—take advantage while it's available. Now offered at a new reduced price—$16,000 below the original list—providing outstanding value for this lake view home. Set among mature trees with calming views of the neighborhood lake, this beautifully maintained one level home offers a rare blend of privacy, comfort, and convenience in sought after Colony Lake. With 3 bedrooms, 2 bathrooms, and 1,700 square feet, the thoughtfully designed layout provides easy everyday living and warm, inviting spaces for gathering. Large windows, abundant natural light, and hardwood floors create a bright, welcoming atmosphere throughout. The cozy family room with a fireplace flows seamlessly into a spacious dining and gathering area—the true heart of the home. The kitchen features stainless steel appliances, a gas range, generous counter space, and a skylight that fills the room with soft natural light. Just beyond, the rear entry with laundry offers flexible space perfect for a breakfast nook, coffee bar, or drop zone. The private primary suite includes direct access to the rear deck and a spacious bath with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms offer versatility for guests, a home office, or hobbies. Recent improvements add peace of mind and long term value, including a new roof, siding, and water heater (2021) and HVAC replacement (2019). Step outside to the expansive rear deck overlooking mature trees and the neighborhood lake—a serene setting for morning coffee, outdoor dining, or unwinding at the end of the day. Ideally located just minutes from UNC, Duke, shopping, dining, parks, and major commuting routes, Colony Lake residents also enjoy neighborhood tennis and basketball courts. This move in ready home combines thoughtful updates, tranquil outdoor living, and an exceptional Chapel Hill location. Some photos have been virtually staged to illustrate the home's potential.

Highlights

Listed by Laleh Rostami , Long & Foster Real Estate INC , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

92 Monthly

Year Built

1990

County

Orange

Neighborhood

Colony Lake

Listing ID

10177898

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Range, Gas Water Heater, Refrigerator, Washer, Water Heater
Air Cond:Central Air,Heat Pump
Fireplaces:Family Room,Gas Log,Glass Doors
Floor:Hardwood,Luxury Vinyl,Tile
Above Ground Sq Ft:1700
Other:
  • ▪ Additional:Bathtub/Shower Combination, Bookcases, Built-in Features, Chandelier, Laminate Counters, Living/Dining Room Combination, Pantry, Primary Downstairs, Separate Shower
Water:Public

Exterior Features

Lot:Back Yard,Cul-De-Sac,Front Yard,Water View
Garage Capacity:2
Zoning:R-2
Roof:Shingle
Others:
  • ▪ Additional:Deck, Front Porch
Sewer:Public Sewer
Principal Interest
$2,467
Taxes
$280
HOA
$92

Home Price

$439,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$87,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,467.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,467.19 $279.86 $92.00 $2,839.06
Yearly $29,606.34 $3,358.35 $1,104.00 $34,068.69
Total $888,190.18 $100,750.50 $33,120.00 $1,022,060.68

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Chapel Hill, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T17:52:00.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina