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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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37 S Circle Dr , Chapel Hill, NC 27516
$385,000
Est. Payment: $2,163.71/mo
2 Bed
2 Bath
1232 Sqft
0.42 Acres
Status: pending | Days on site: 5
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80813 - villedamel,102138,CPARJA
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Terri Bias
Operator/Brokerage Owner

House Description

Discover a sweet Carolina home where convenience, nature and predominantly single-level living come together just minutes from downtown Chapel Hill and UNC-Chapel Hill—and with no HOA. Set on nearly half an acre in an established Chapel Hill neighborhood with an active community, this charming ranch-style home offers two bedrooms plus a flexible bonus room/office, ideal for working from home, hobbies, guests or additional living space. With no HOA, you can enjoy the freedom of your own property without association dues or restrictions. This is a home that has truly been loved, and nowhere is that more evident than in the abundant gardens surrounding it. Thoughtfully planted with native plants that attract bees, Monarch butterflies and hummingbirds, the property feels like a private nature retreat while remaining remarkably close to everything Chapel Hill has to offer. Don't be surprised to spot deer sauntering through the yard, too. Inside, enjoy predominantly main-level living with only a few steps within the home. To the rear, a large split-level deck extends the living space outdoors—the perfect spot for morning coffee, soaking up the Carolina sunshine, evening libations or simply sitting quietly and watching the wildlife pass by. And for buyers thinking about the lot size, the sellers have completed a soil study exploring the potential to expand the home. The existing septic system may be relocated to accommodate a future addition, giving the next owner an exciting opportunity to investigate creating additional living space. Nearly half an acre. No HOA. Close to downtown Chapel Hill and UNC, yet surrounded by mature greenery, native gardens and wildlife. It's a wonderful combination of accessibility, flexibility and a quieter connection to nature. I highly recommend experiencing this sweet Chapel Hill home in person—it has a feeling that simply can't be captured in photographs.

Highlights

Listed by Melissa Villeda , Compass -- Chapel Hill - Durham , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.42

Year Built

1961

County

Orange

Neighborhood

Dogwood Acres

Listing ID

10196311

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Free-Standing Electric Range, Free-Standing Refrigerator, Freezer, Washer
Air Cond:Heat Pump
Fireplaces:Wood Burning Stove
Floor:Hardwood,Luxury Vinyl
Above Ground Sq Ft:1232
Water:Public

Exterior Features

Zoning:R-1
Roof:Shingle
Sewer:Septic Tank,Perc Test On File
Parking Features:Gravel
Principal Interest
$2,164
Taxes
$245

Home Price

$385,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,163.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,163.71 $245.44 $0.00 $2,409.15
Yearly $25,964.56 $2,945.25 $0.00 $28,909.81
Total $778,936.72 $88,357.50 $0.00 $867,294.22

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Chapel Hill, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T09:59:11.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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