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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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97514 Franklin Ridge , Chapel Hill, NC 27517
$1,650,000
Est. Payment: $8,282.62/mo
4 Bed
5 Bath
5581 Sqft
Status: active | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Terri Bias
Operator/Brokerage Owner
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House Description

Nestled within the prestigious gated enclave of Governor's Club, this exceptional residence offers refined luxury, thoughtful design, and effortless outdoor living -- centered around a Jack Nicklaus Signature 27-hole golf course. Set on a private 0.70-acre homesite in Chatham County, the property delivers breathtaking year-round views and a lifestyle unmatched in the Triangle. Soaring ceilings, refined architectural details, and expansive windows fill every room with natural light while framing the stunning landscape beyond. Four spacious bedrooms and two private offices offer flexibility for work, guests, and family -- anchored by an elegant primary suite on the main level. The spa-inspired ensuite features designer tilework, dual vanities, a glass-enclosed shower, and a freestanding soaking tub that transforms every morning into a retreat. The gourmet kitchen is appointed with custom wood cabinetry, exquisite marble countertops, and premium Wolf appliances -- designed equally for quiet weeknight dinners and memorable entertaining. Integrated surround sound, central vacuum, and a newly installed security camera system add modern convenience throughout. Three-car garage with epoxy flooring and an expansive driveway. Recent Upgrades: Full exterior brick lime wash and paint. New main-floor HVAC. Basement: Fully finished walkout with home theater/media room and self-contained in-law suite -- perfect for multi-generational living or entertaining. Outdoors: Redesigned koi pond with restored waterfall. Deck with remote-controlled cover. Outdoor gas line for grilling. Full irrigation system. Multiple award-winning European-inspired garden with zero maintenance. For golf enthusiasts, the property enjoys a rare privilege -- direct backyard access to the 26th hole, where you can step onto the course for a round or simply unwind with serene fairway views as part of everyday life. Near RDU Airport, Jordan Lake, Duke University, and UNC-Chapel Hill. Chatham County's favorable tax rates add exceptional value.
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Highlights

Listed by Binny Joseph , 919-636-1582 and Tomy Joseph , 919-439-3750 Binny Realty Inc. , 919-636-1582. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
0.7

HOA Fee

3957 Annually

Year Built

1998

County

Chatham

 Neighborhood

Governors Club

Listing ID

10177952

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Refrigerator, Dishwasher, Double Oven, Dryer, Gas Range, Microwave, Range, Range Hood, Washer, Washer/Dryer, Wine Cooler
Air Cond:Central Air,Zoned
Fireplaces:
Floor:Carpet,Hardwood,Tile,Wood
Above Ground Sq Ft:4585
Below Ground Sq Ft:996
Basement:Daylight,Exterior Entry,Finished,Heated,Walk-Out Access
Other:Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Crown Molding,Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Recessed Lighting,Soaking Tub,Stone Counters,Track Lighting,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower
Other:Public

Exterior Features

Lot:On Golf Course,Sloped,Steep Slope,Views
Zoning:R-1
Roof:Shingle,Slate
Others:Barbecue,Outdoor Grill,Rain Gutters,Deck,Patio
Sewer:Public Sewer
Parking Features:Attached,Driveway,Garage,Parking Pad
Principal Interest
$8,283
Taxes
$766
HOA
$3,957

Home Price

$1,650,000

Loan Details

30 yrs
6.43%

Down Payment

20%
$330,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,282.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,282.62 $765.99 $3,957.00 $13,005.61
Yearly $99,391.49 $9,191.87 $47,484.00 $156,067.36
Total $2,981,744.63 $275,756.10 $1,424,520.00 $4,682,020.73

Today's Rates

30 Year

6.43%

20 Year

6.26%

15 Year

5.81%

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Market insight data is pulled from the same city as the listing being viewed (Chapel Hill, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-07-18T21:16:39.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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