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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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518 Morgan Creek Rd , Chapel Hill, NC 27517
$949,900
Est. Payment: $4,865.85/mo
3 Bed
2 Bath
2565 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

A Hidden Chapel Hill Ranch Some homes you have to see to believe. Hidden in the trees along Morgan Creek, this reimagined Chapel Hill ranch is one of them. From the street you'd never guess what waits inside, a private, wooded escape just minutes from UNC, downtown, and Franklin Street, where designer style meets the kind of quiet you thought you'd have to leave town to find. At the heart of this home are five designer-styled fireplaces, each one thoughtfully finished to flow with the home's aesthetic and set a mood in every space. Imagine ending your day in the primary suite, unwinding by your own private fire. Picture the four seasons room, fully heated and cooled, where a second fireplace makes it a year-round retreat to relax and take in the beauty surrounding you. Sunlight pours through this home, filling every room with warmth and highlighting the craftsmanship at every turn. The chef's kitchen pairs crisp cabinetry with warm gold fixtures and a clean quartz island built for gathering. Spa-inspired baths feature natural marble, a sculptural soaking tub, and elevated modern fixtures. Outdoor living is just as intentional. Step onto the back porch and take in your private view of the Morgan Creek stream, the perfect place to slow down and reconnect with nature. Out front, a private patio designed for entertaining welcomes friends and easy evenings. This is single-level ranch living without compromise: modern farmhouse style, five fireplaces, abundant natural light, and true indoor-outdoor living in one of the Triangle's most coveted communities, all a short drive from campus, medicine, shopping, and dining. Homes like this, in a setting like this, do not come along often. Showings begin on 8/19/26. Come see it before it's gone.

Highlights

Listed by Kristi Davis , 919-964-1601 Choice Residential Real Estate , 919-720-4991. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
1.06

HOA Fee

20 Annually

Year Built

1962

County

Orange

Neighborhood

Morgan Creek

Listing ID

10185672

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Free-Standing Gas Oven, Free-Standing Gas Range, Free-Standing Refrigerator, Gas Range, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
Air Cond:Ceiling Fan(s),Central Air,Dual,Electric,Exhaust Fan,Heat Pump,Multi Units,Wall Unit(s)
Fireplaces:Glass Doors,Masonry,Raised Hearth
Floor:Hardwood,Tile
Above Ground Sq Ft:2565
Below Ground Sq Ft:0
Other:
  • Additional:Bathtub/Shower Combination, Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, High Ceilings, Kitchen Island, Natural Woodwork, Open Floorplan, Master Downstairs, Quartz Counters, Recessed Lighting, Separate Shower, Smooth Ceilings, Soaking Tub, Stone Counters, Walk-In Closet(s), Walk-In Shower
Water:Public

Exterior Features

Lot:Back Yard,Flood Plains,Many Trees,Private,Sloped,Sloped Down,Waterfront
Zoning:R-1
Roof:Metal
Others:
  • Additional:Private Entrance, Private Yard, Deck, Patio, Rear Porch
Sewer:Septic Tank
Parking Features:Carport,Covered,Private
Principal Interest
$4,866
Taxes
$1,026
HOA
$20

Home Price

$949,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$189,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,865.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,865.85 $1,026.17 $20.00 $5,912.02
Yearly $58,390.21 $12,314.08 $240.00 $70,944.29
Total $1,751,706.38 $369,422.40 $7,200.00 $2,128,328.78

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chapel Hill, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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