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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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478 Bear Tree Creek , Chapel Hill, NC 27517
$869,000
Est. Payment: $4,451.44/mo
4 Bed
5 Bath
3126 Sqft
Status: active | Days on site: 31
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

With 4,852 square feet there is room for aging parents, an adult child moving back home, or guests who stay more than a weekend — without giving up your own space? This six-bedroom, five-bathroom home at 478 Bear Tree Creek in Chapel Hill's The Preserve at Jordan Lake golf course community was designed to flex. Start with the first-floor primary suite: a private wing with a sitting area, dual walk-in closets, and a spacious bath, plus a home office across the hall behind French doors. That's your space, settled, before anyone else even comes downstairs. Upstairs, three bedrooms and two full baths cover kids or regular guests. Below, a walk-out lower level adds roughly 1,727 square feet built for exactly this kind of situation: two bedrooms, a full bath, kitchenette, dining area, and a gym room — essentially a self-contained guest or in-law suite, minus central heat and air. (The lower level does not have central heat and air - quote is available upon request.) That makes it ideal for visiting family, a home office, or hobby space today, with the option to add climate control down the line for full-time use. In between, the main level's two-story living room and fireplace keeping room off the kitchen give everyone a reason to gather. The eat-in kitchen has the counter space and walk-in pantry to actually feed a full house. At 4,853 total square feet on a 0.41-acre lot, there's room to spread out — plus a front porch, screened rear porch, deck, and lower patio. The Preserve at Jordan Lake adds a pool, racquet courts, and the Davis Love III golf course, all zoned for Chatham County's North Chatham Elementary, Margaret B. Pollard Middle, and Seaforth High.

Highlights

Listed by Brooke Gelhaus , 919-307-7590 and Ed W Billings , 919-423-6627 Compass -- Chapel Hill - Durham , 919-999-8482. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.41

HOA Fee

800 Annually

Year Built

2005

County

Chatham

Neighborhood

The Preserve at Jordan Lake

Listing ID

10182169

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Air Cond:Attic Fan,Central Air,Electric,Gas,Zoned
Fireplaces:
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:3126
Below Ground Sq Ft:0
Basement:Finished,Unheated,Walk-Out Access
Other:
  • Additional:Office
Water:Public

Exterior Features

Zoning:R-1
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$4,451
Taxes
$520
HOA
$800

Home Price

$869,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$173,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,451.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,451.44 $519.70 $800.00 $5,771.14
Yearly $53,417.30 $6,236.36 $9,600.00 $69,253.66
Total $1,602,519.05 $187,090.80 $288,000.00 $2,077,609.85

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chapel Hill, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina