Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

103 B Garden St , Chapel Hill, NC 27517
$515,000
Est. Payment: $2,638.08/mo
3 Bed
3 Bath
1609 Sqft
Status: active | Days on site: 10
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Don't spend your weekends doing yard work and repairs. This new construction home offers convenience and ease of access to nearby shopping and commuter destinations. Home is 1609 sf with a 386 sf garage. No HOA. Great bargain in prestigious Chapel Hill Carrboro City Schools. The home features high ceilings, large windows and an open floor plan for light and spacious living. Thoughtfully chosen fixtures and plenty of storage. The kitchen has a pantry, quartz countertops with a generous island and superior appliances. Great for entertaining and quality time together. The primary bedroom has treehouse views out the back, with a walk-in closet and a large en-suite bathroom. Two additional bedrooms share a bath. Enter through the covered front porch or a practical mudroom/laundry room through the generous 2 car garage (not part of the square footage). No maintenance Trex deck looks out on the fully fenced private backyard. Board the free Chapel Hill bus line right around the corner (Route D) to bring you to UNC hospital in just over 20 minutes. Walk to Wegmans. There are six luxury custom homes currently under development nearby, reflecting the continued investment in this desirable location.One year builders warranty. This is a rare opportunity in one of Chapel Hill's most convenient and evolving neighborhoods. Covered by one year builders warranty. This quiet and friendly neighborhood is close to commuter routes for Duke, UNC and RTP. Great shopping nearby at Trader Joe's and Whole Foods. Come have a look. (This lot was subdivided from 103 Garden St which could also be for sale. Please ask for more information.) Please have the closing attorney hold earnest money. New financing needed. Lot B was subdivided from the larger lot. Please get in touch for clarification as records are inconsistent. Eligible buyers may receive $10,000 to $15,000 in grants towards down payment and closing costs as well as reduced interest rate incentives on Conventional or FHA fixed financing options. Please contact Erik Taylor, First Citizens Bank. 919-612-3476 or erik.taylor@firstcitizens.com.

Highlights

Listed by Jenny McMillan , 919-260-3193 Nest Realty of the Triangle , 919-948-6378. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.13

Year Built

2026

County

Orange

Neighborhood

University Heights

Listing ID

10186557

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Exhaust Fan, Free-Standing Refrigerator, Ice Maker, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:
Floor:Carpet,Vinyl
Above Ground Sq Ft:1609
Below Ground Sq Ft:0
Other:
  • Additional:Breakfast Bar, Ceiling Fan(s), High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Quartz Counters, Recessed Lighting, Smooth Ceilings, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Back Yard,Near Public Transit
Zoning:R-2
Roof:Shingle
Others:
  • Additional:Fenced Yard, Permeable Paving, Private Yard, Rain Gutters, Covered, Deck
Sewer:Public Sewer
Parking Features:Attached,Driveway,Garage,Garage Door Opener,Kitchen Level
Principal Interest
$2,638
Taxes
$161

Home Price

$515,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,638.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,638.08 $160.73 $0.00 $2,798.81
Yearly $31,656.97 $1,928.70 $0.00 $33,585.67
Total $949,709.22 $57,861.00 $0.00 $1,007,570.22

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Chapel Hill, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina