Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

400 N Church St Unit 521 , Charlotte, NC 28202
$495,000
Est. Payment: $2,535.63/mo
2 Bed
2 Bath
1246 Sqft
Status: active | Days on site: 201
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Escape the bustle and enjoy your own balcony retreat. This quiet, move-in-ready condo features a spacious balcony with balcony-to-balcony views and a stunning Charlotte skyline backdrop—an outdoor space you’ll actually want to use. Freshly painted and designed for everyday ease, the home includes custom closets plus a built-in Murphy bed and desk to maximize functionality. Enjoy stainless steel appliances and a bright, open living/dining space with warm hardwood floors. Floor-to-ceiling windows bring in natural light, while the balcony offers peaceful courtyard views by day and glowing city lights by night. Ideally located in 4th Ward near Uptown favorites—dining, theaters, museums, sports venues, parks, the greenway, and groceries—this condo makes it easy to live well and enjoy the city.

Highlights

Listed by Margo Potts , 434-292-8749 York Ventures, LLC , 704-576-6096. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

650 Monthly

Year Built

1997

County

Mecklenburg

Neighborhood

400 North Church

Listing ID

4325886

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:1246
Below Ground Sq Ft:0
Other:
  • Additional:Master on Main
Water:City

Exterior Features

Others:
  • Additional:Elevator, Storage, Other - See Remarks
Sewer:Public Sewer
Parking Features:Assigned,Parking Garage
Principal Interest
$2,536
Taxes
$316
HOA
$650

Home Price

$495,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,535.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,535.63 $315.56 $650.00 $3,501.19
Yearly $30,427.58 $3,786.75 $7,800.00 $42,014.33
Total $912,827.31 $113,602.50 $234,000.00 $1,260,429.81

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS