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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1613 Umstead St , Charlotte, NC 28205
$1,399,000
Est. Payment: $7,166.36/mo
4 Bed
5 Bath
4187 Sqft
Status: active | Days on site: 261
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this stunning new construction home, thoughtfully designed with spacious living and modern functionality across three impressive levels. The first floor features a two-car garage, an inviting open-concept living room and kitchen, an exceptional mudroom, and a generous walk-in pantry that makes everyday living effortless. Step from the living room onto the screened porch, overlooking the oversized backyard—perfect for relaxing, entertaining, or enjoying the outdoors year-round. The second floor offers four spacious bedrooms and three full bathrooms, including a well-appointed primary suite, along with a conveniently located laundry room. The third floor provides incredible flexibility with a large open bonus space complete with a kitchenette, making it ideal for entertaining, a media room, home office, or guest retreat. A covered deck extends the living space outdoors and offers the perfect spot to unwind. Built with comfort and efficiency in mind, this home also features an encapsulated crawlspace and a foam-insulated attic, providing enhanced energy efficiency, improved indoor comfort, and long-term durability. With quality craftsmanship, versatile living areas, thoughtful energy-efficient construction, and exceptional indoor-outdoor spaces, this beautiful new construction home is designed to fit today's lifestyle.

Highlights

Listed by Lara Bucci , 937-520-7992 Savvy + Co Real Estate , 704-330-8326. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

2025

County

Mecklenburg

Neighborhood

Belmont

Listing ID

4305021

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Double Oven, Freezer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Living Room
Floor:Tile,Wood
Above Ground Sq Ft:4187
Below Ground Sq Ft:0
Other:
  • Additional:Attic Walk In, Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Has Fireplace
Water:City

Exterior Features

Roof:Architectural Shingle,Metal
Sewer:Public Sewer
Parking Features:Driveway,Electric Vehicle Charging Station(s),Attached Garage
Principal Interest
$7,166
Taxes
$892

Home Price

$1,399,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$279,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,166.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,166.36 $891.86 $0.00 $8,058.22
Yearly $85,996.32 $10,702.35 $0.00 $96,698.67
Total $2,579,889.70 $321,070.50 $0.00 $2,900,960.20

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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