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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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12806 English Walnut Ln , Charlotte, NC 28215
$399,000
Est. Payment: $2,242.39/mo
4 Bed
3 Bath
1960 Sqft
0.35 Acres
Status: active | Days on site: 1
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161704 - 68779
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 12806 English Walnut Lane, a well-cared-for 4-bedroom, 3-bath home on a fully fenced corner lot in Charlotte's popular Bradfield Farms community. Built in 1998 and thoughtfully maintained, this two-story home sits on approximately a third of an acre and offers the space, updates, and neighborhood amenities buyers in 28215 have been waiting for. The home's most important system is brand new. The dual-zone HVAC was replaced in 2025, which means efficient heating and cooling on both floors, natural gas heat for the colder months, and one less thing for the next owner to budget for. Dual-zone control lets you set the upstairs and downstairs temperatures separately, so everyone stays comfortable year-round. Add in a newer dishwasher in the kitchen, and buyers can feel confident that the major items have been handled before they ever pick up the keys. Step inside and the family room makes a great first impression, with crown molding, a ceiling fan, and a fireplace framed by a marble hearth. It's a comfortable place to settle in on cool evenings, host friends for game day, or simply unwind at the end of a long week. Upstairs, the primary suite offers a vaulted ceiling that makes the space feel open and relaxing, a true retreat at the end of the day. The additional bedrooms give you flexibility for guests, a home office, a hobby room, or a workout space, and with three bathrooms, busy mornings run a lot smoother. Laundry is located on the bedroom level, so there's no more carrying baskets up and down the stairs. Storage is where this home really stands out. In addition to the attached garage, the upper level includes an extra storage area that is ideal for holiday decorations, seasonal clothing, luggage, and all the things that tend to pile up, right on the same floor as the bedrooms. It keeps your living spaces clean and clutter-free and frees up the garage for vehicles, tools, or a workbench. The garage also has an automatic door opener with keypad entry for easy, hands-free access. Out back, the fully fenced yard is one of the best features of the property. The corner lot gives you more outdoor space than many homes in the neighborhood and fewer shared property lines, and the fence makes it a secure, private place for pets to run, backyard games, and time with friends. Picture summer cookouts, a garden, a fire pit, or a quiet morning coffee outside. There's plenty of room to make it your own. Bradfield Farms is known for its amenities. Residents enjoy two community pools, tennis courts, playgrounds, a walking trail, and a clubhouse that can be reserved for private events. It's the kind of neighborhood where there's always something to do, whether you're swimming on a summer afternoon, playing a few sets of tennis, or taking an evening walk on the trail. With its established streets and active HOA, Bradfield Farms has a settled, welcoming feel that newer subdivisions can take years to develop. Quick access to I-485 makes it easy to reach Uptown Charlotte, University City, Concord, and the rest of the greater Charlotte area, while still coming home to a quiet street at the end of the day. Everyday errands, dining, and shopping are all a short drive away, which makes daily life easy without giving up the feel of a true neighborhood. With a new HVAC system, a newer dishwasher, bonus upstairs storage, a fully fenced corner lot, and a full lineup of neighborhood amenities, 12806 English Walnut Lane checks every box for buyers looking for a move-in-ready home in east Charlotte. Well-priced, well-kept homes in Bradfield Farms don't stay on the market long, so schedule your private showing today before this one is gone.

Highlights

Listed by James Williams , 704-796-9866 Coldwell Banker Realty , 704-541-5111. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.35

Year Built

1998

County

Mecklenburg

Neighborhood

Bradfield Farms

Listing ID

4420536

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Gas Water Heater, Microwave
Air Cond:Ceiling Fan(s),Central Air,Dual,Electric,Zoned
Fireplaces:Gas Log,Living Room
Above Ground Sq Ft:1960
Other:
  • ▪ Additional:Has Fireplace
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$2,242
Taxes
$254

Home Price

$399,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,242.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,242.39 $254.36 $0.00 $2,496.76
Yearly $26,908.72 $3,052.35 $0.00 $29,961.07
Total $807,261.69 $91,570.50 $0.00 $898,832.19

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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