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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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5408 Carmel Rd , Charlotte, NC 28226
$1,490,000
Est. Payment: $8,373.85/mo
4 Bed
4 Bath
3532 Sqft
0.33 Acres
Status: active | Days on site: 127
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3729 - 70340
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Terri Bias
Operator/Brokerage Owner

House Description

SELLER FINANCING AVAILABLE - BELOW-MARKET RATE! Stunning custom modern home in the heart of South Charlotte, where soaring ceilings, expansive windows, and designer finishes create a bright, welcoming space. The open floor plan centers on a dramatic two-story great room with a floor-to-ceiling fireplace and easy access to the outdoor living areas. The chef’s kitchen features custom cabinetry, an oversized quartz island, premium stainless steel appliances, a gas cooktop, double wall ovens, a walk-in pantry, and designer lighting. The main-level primary suite offers a spa-inspired bath with a freestanding soaking tub, oversized walk-in shower, dual vanities, and a custom walk-in closet. A dedicated office with built-ins, spacious secondary bedrooms with en suite and Jack-and-Jill bath access, and an oversized bonus room provide flexible space for work, guests, and play. The large laundry room includes custom cabinetry and a utility sink. Enjoy the private, tree-lined backyard from the expansive covered deck, complete with a built-in grilling station and pergola. Wide-plank flooring, custom millwork, striking ceiling details, black-framed windows, upgraded lighting, and generous storage complete the home. Conveniently located near SouthPark, Carmel Country Club, dining, shopping, and schools. Owner is a licensed real estate agent.

Highlights

Listed by Scott Rubzin , 561-245-1562 EXP Realty LLC , 888-584-9431. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.33

HOA Fee

1575 Quarterly

Year Built

2022

County

Mecklenburg

Neighborhood

Carmel 8 Estates

Listing ID

4383001

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Gas Water Heater, Microwave, Oven, Refrigerator, Wine Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:3532
Other:
  • ▪ Additional:Attic Walk In, Cable Prewire, Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Corner Lot,Level
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation, Lawn Maintenance, Outdoor Kitchen
Sewer:Public Sewer
Parking Features:Driveway,Electric Vehicle Charging Station(s),Attached Garage,Garage Faces Front
Principal Interest
$8,374
Taxes
$950
HOA
$1,575

Home Price

$1,490,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$298,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,373.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,373.85 $949.88 $1,575.00 $10,898.73
Yearly $100,486.21 $11,398.50 $18,900.00 $130,784.71
Total $3,014,586.25 $341,955.00 $567,000.00 $3,923,541.25

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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