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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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324 Minitree Ln , Charlotte, NC 28214
$400,000
Est. Payment: $2,248.01/mo
5 Bed
3 Bath
2772 Sqft
0.15 Acres
Status: active | Days on site: 39
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R00287 - 20612
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Terri Bias
Operator/Brokerage Owner

House Description

Morning light pours through the arched window over the foyer before you've even set down your keys. This Cedar Mill two-story gives you 2,772 square feet to actually live in - space that bends around your life instead of the other way around. Downstairs, a private bedroom with double doors and a full bath mean guests get their own retreat, or extended family can stay close without a staircase, and one-level living is there whenever you want it. Just off the entry, two custom white glass barn doors frame a room that's just as happy hosting Sunday dinner as it is hosting your Monday morning inbox - slide them open for a dinner party, close them when you need to think. The kitchen opens easily into the great room, and a sunlit sunroom gives you a second quiet corner to claim as your own. Upstairs, the primary suite anchors a floor with room to spread out - two more bedrooms, a bonus/bed room ready for movie nights, a home gym, another oversized bedroom or whatever you need it to be, and laundry that never asks you to carry a basket down a flight of stairs. Step outside and the work is already done: a fenced yard, an oversized patio and a shed for all your tools. A two-car garage and clean concrete driveway keep the everyday practical side just as covered, and the solar panels are owned outright - no lease, no loan to assume, just lower energy bills from day one. And when you do venture out, Cedar Mill's clubhouse, pool, playground, and walking trails are steps away, with I-485 at Exit 14 putting the rest of Charlotte's west side within easy reach. ***Seller is offering up to $10,000 toward closing costs or a rate buydown with an acceptable offer. Lower your monthly payment or your cash to close on 5 bedrooms, 3 full baths and 2,772 sq ft in Cedar Mill.***

Highlights

Listed by Martina Linford , 980-307-3211 COMPASS , 704-234-7880. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

76 Monthly

Year Built

2007

County

Mecklenburg

Neighborhood

Cedar Mill

Listing ID

4418025

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Cooktop, Plumbed For Ice Maker, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Living Room
Floor:Carpet,Hardwood,Vinyl
Above Ground Sq Ft:2772
Other:
  • ▪ Additional:Has Fireplace
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,248
Taxes
$255
HOA
$76

Home Price

$400,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,248.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,248.01 $255.00 $76.00 $2,579.01
Yearly $26,976.16 $3,060.00 $912.00 $30,948.16
Total $809,284.90 $91,800.00 $27,360.00 $928,444.90

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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