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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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10814 Moores Chapel Rd , Charlotte, NC 28214
$649,900
Est. Payment: $3,329.10/mo
3 Bed
2 Bath
1468 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Beautiful ranch with spectacular pond views. Updated 3 bedroom 2 bath on 2.59 acres. Large level front yard, mature trees, and exceptional outdoor living space. A standout feature is the large pond with excellent access and views from the property. Enjoy fishing from the shoreline, launching a Jon boat or kayak, or relaxing by the waterside fire pit. A spacious 20x40 deck overlooking the pond provides an ideal setting for outdoor dining, entertaining, and enjoying the view. The home features a beautiful stone fireplace, fresh interior paint, and updated bathrooms. The kitchen includes a double oven, stainless steel refrigerator, and dishwasher. The stone front porch with solid oak beams adds distinct character and craftsmanship. Additional amenities include a detached garage with second floor storage and a two story outbuilding with electricity and plumbing. Recent improvements include HVAC system in 2023, new roof on home garage and outbuildings 2024, and new siding to all 3 structures in 2025. Enjoy a peaceful, private setting with convenient access to Uptown Charlotte. Only 8 minutes to Charlotte Douglas Airport and 4 minutes to the Whitewater Center. With acreage, beautiful pond frontage and views, extensive outdoor living space, versatile outbuilding, this property offers a rare combination of privacy, recreation, and convenience.
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Highlights

Listed by Amanda Clark , 704-813-7992 South Realty LLC , 704-685-4104. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
2.59

Year Built

1941

County

Mecklenburg

 Neighborhood

Cedarfield Park

Listing ID

4412287

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Double Oven
Air Cond:Central Air
Fireplaces:Wood Burning
Above Ground Sq Ft:1468
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Driveway,Detached Garage
Principal Interest
$3,329
Taxes
$414

Home Price

$649,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,329.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,329.10 $414.31 $0.00 $3,743.42
Yearly $39,949.26 $4,971.74 $0.00 $44,920.99
Total $1,198,477.71 $149,152.05 $0.00 $1,347,629.76

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T14:14:07.000Z

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