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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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12722 Rusty Blackbird Way , Charlotte, NC 28278
$799,900
Est. Payment: $4,097.48/mo
5 Bed
4 Bath
3868 Sqft
Status: active | Days on site: 15
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Wow, what a great house. Multigenerational Living with a perfect blend of luxury, comfort, and lake living at 12722 Rusty Blackbird Way in the highly sought after Chapel Cove community, nestled along the scenic shores of Lake Wylie. More than just a neighborhood, Chapel Cove offers a true lifestyle with lake access, allowing residents to launch kayaks and canoes, explore the peaceful shoreline, or simply enjoy the beauty of one of the Charlotte area's most desirable lakes. This exceptional home welcomes you with 10 foot ceilings, 8 foot doors, hardwood laminate flooring throughout the main level, and an open, light filled floor plan designed for both everyday living and effortless entertaining. The gourmet kitchen is a chef's dream, featuring a gas cooktop, vented range hood, stainless steel appliances, abundant cabinetry, and generous prep space. Entertain with ease in the elegant formal dining room with a butler's pantry, or gather around the stunning floor to ceiling stone fireplace that anchors the spacious great room. The adjoining sunroom offers the perfect place to relax while enjoying natural light year round. The luxurious primary suite is a private retreat featuring a spacious sitting room and a spa inspired bath complete with a large walk in shower with a rainfall shower head, a soaking tub, and generous walk in closet space. Additional highlights include a desirable courtyard entry three car garage, spacious secondary bedrooms, and quality craftsmanship throughout. Life in Chapel Cove is all about enjoying the outdoors and exceptional amenities. Residents have access to a beautiful clubhouse, fitness center, resort style outdoor pool, tennis & pickleball courts, playground, basketball courts, and miles of sidewalks perfect for walking or biking. Best of all, you'll enjoy private community access to Lake Wylie, where you can launch your kayak or canoe and spend your days paddling, fishing, or taking in spectacular waterfront sunsets, a rare amenity that truly sets Chapel Cove apart. Conveniently located just minutes from premier shopping, dining, Charlotte Douglas International Airport, and I 485, this remarkable home offers the perfect combination of luxury, recreation, and the unmatched lifestyle of lakeside living. Current $1,000,000 termite bond in place from new construction, can be continued for a $250 transfer fee and $44 per month. Home wired for future surround sound. Check out the photos of the spectacular wildlife that visits the pond this home backs up to. It’s an incredible setting and one of the things that makes this property so special. The garage was originally sold as a 3-car setup — one attached 1-car stall and one attached 2-car stall. The 2-car stall came in at 777 sq ft, which is plenty of room to fit a 3rd car (or similar-sized vehicle) comfortably, or to turn into a workshop instead.

Highlights

Listed by John DiCristo , 704-576-6234 Ivester Jackson Christie's , 704-817-9826. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

350 Quarterly

Year Built

2020

County

Mecklenburg

Neighborhood

Chapel Cove

Listing ID

4408935

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Filtration System, Gas Cooktop, Microwave, Refrigerator with Ice Maker, Self Cleaning Oven, Wall Oven
Air Cond:Ceiling Fan(s),Central Air,Dual,Electric
Fireplaces:Family Room
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:3868
Below Ground Sq Ft:0
Other:
  • Additional:Attic Other, Has Fireplace
Water:City

Exterior Features

Lot:Level,Open Lot,Other - See Remarks
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$4,097
Taxes
$510
HOA
$350

Home Price

$799,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$159,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,097.48

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,097.48 $509.94 $350.00 $4,957.41
Yearly $49,169.73 $6,119.24 $4,200.00 $59,488.97
Total $1,475,092.04 $183,577.05 $126,000.00 $1,784,669.09

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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