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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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12909 Sandpiper Grove Ct , Charlotte, NC 28278
$775,000
Est. Payment: $3,969.93/mo
3 Bed
3 Bath
2746 Sqft
Status: active with contingency | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

VACATION WHERE YOU LIVE! Welcome to one of Chapel Cove's most exceptional homes—the ONLY STRETCHED, FIELDING LUNA PLAN in the community! This beautifully designed ONE-LEVEL HOME blends luxury, comfort and effortless entertaining, all just across the street from LAKE WYLIE. LOVE WHERE YOU LIVE! Soaring 10-foot ceilings, impressive 8-foot doors, engineered hardwood flooring, soft-close cabinetry and custom closets throughout create an upscale yet comfortable feel. The ginormous PRIMARY SUITE offers the perfect retreat with dual custom walk-in closets featuring built-in shelving and a spa-inspired bath. AN ENTERTAINER'S DREAM! The open floor plan brings everyone together, flowing seamlessly from the gourmet kitchen into the spacious great room with gas fireplace, built-in wet bar and KitchenAid commercial ice maker. YOUR PRIVATE BACKYARD PARADISE! The Anthony Sylvan PebbleTec pool is the centerpiece of an incredible outdoor oasis featuring elegant travertine coping, a spacious tanning shelf, Kool Deck decking, Swisstrax patio flooring, a covered porch and lush tropical-inspired landscaping with mature palms, magnolias, elephant ears, dinner-plate hibiscus, colorful wildflowers and sunflowers. Evening solar landscape lighting creates pure magic after sunset. MORE TO LOVE! WHOLE-HOUSE WATER FILTRATION SYSTEM, an extended garage with room for two cars plus ROOM FOR A GOLF CART, epoxy floors, four overhead storage racks and abundant storage make everyday living easy. The exterior was professionally repainted in 2025 using Sherwin-Williams Rain Refresh premium paint. LAKE LIFE WITHOUT THE BOAT PAYMENT! Enjoy Chapel Cove's resort-style amenities including pickleball, tennis, a community pool, complimentary kayaks and canoes on Lake Wylie, plus nearby Freedom Boat Club for boating whenever you want—without the expense or maintenance of ownership. This isn't just another beautiful home...it's the lifestyle you've been waiting for.
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Highlights

Listed by Debe Maxwell , 704-491-3310 Savvy + Co Real Estate , 704-330-8326. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.3

HOA Fee

350 Quarterly

Year Built

2018

County

Mecklenburg

 Neighborhood

Chapel Cove

Listing ID

4412295

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Gas Log
Floor:Hardwood,Tile
Above Ground Sq Ft:2746
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Attic Stairs Pulldown, Cable Prewire, Kitchen Island, Pantry, Split Bedroom, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Door Opener
Principal Interest
$3,970
Taxes
$494
HOA
$350

Home Price

$775,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,969.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,969.93 $494.06 $350.00 $4,813.99
Yearly $47,639.14 $5,928.75 $4,200.00 $57,767.89
Total $1,429,174.07 $177,862.50 $126,000.00 $1,733,036.57

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T16:15:07.000Z

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