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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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574 N Church St , Charlotte, NC 28202
$840,000
Est. Payment: $4,720.83/mo
3 Bed
2 Bath
2062 Sqft
Status: under contract-show | Days on site: 11
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Terri Bias
Operator/Brokerage Owner

House Description

Set on the top floor in the heart of historic Fourth Ward, this beautifully reimagined residence pairs the character of one of Charlotte’s most charming neighborhoods with a sophisticated, modern interior. An extensive 2022 renovation transformed the home with wide-plank white oak flooring, solid interior doors, curated modern lighting and hardware, and soaring 11 foot ceilings throughout the main living area. Plus, new lighting was just installed in the foyer, dining room, and primary bedroom! The beautifully designed kitchen features custom cabinetry, quartz countertops and backsplash, gas cooking, a wine refrigerator, and a custom vent hood. . Just beyond the living area, a private brick-paver terrace provides a peaceful outdoor retreat overlooking the tree-lined streets and historic Fourth Ward, with beautiful sunset views throughout the year. A natural gas connection for grilling and outdoor water access make the terrace ideal for both entertaining and everyday enjoyment. The oversized primary suite offers two customized closets and a renovated bathroom with timeless neutral tile, quartz surfaces, a heated towel bar and refined finishes. The third bedroom offers exceptional versatility with a built-in Murphy bed seamlessly integrated with custom drawers, shelving and cabinetry creating a beautifully designed space that can easily transition between a guest room, home office or den. Two deeded parking spaces, a storage closet on the same floor, new Trane HVAC installed in June 2026, ARC Energy triple-pane windows, gated access, security cameras, keypad building entry, garage bike storage, Google Fiber 1G and an in-home audio system that includes speakers in the living room, kitchen, primary bedroom, and primary bathroom complete the residence. A rare opportunity to enjoy top-floor living, exceptional renovation quality and an inviting indoor-outdoor lifestyle in one of Uptown Charlotte’s most distinctive historic neighborhoods.

Highlights

Listed by Shane McDevitt , 704-763-0063 The McDevitt Agency , 704-333-2475. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

965 Monthly

Year Built

1999

County

Mecklenburg

Neighborhood

Chapel Watch

Listing ID

4424316

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Microwave, Refrigerator, Wine Refrigerator
Air Cond:Central Air
Fireplaces:Gas Vented,Living Room
Floor:Tile,Wood
Above Ground Sq Ft:2062
Other:
  • ▪ Additional:Breakfast Bar, Entrance Foyer, Kitchen Island, Split Bedroom, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Views
Others:
  • ▪ Additional:Elevator, Storage
Sewer:Public Sewer
Parking Features:Assigned,Electric Gate,Parking Garage
Principal Interest
$4,721
Taxes
$536
HOA
$965

Home Price

$840,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$168,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,720.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,720.83 $535.50 $965.00 $6,221.33
Yearly $56,649.94 $6,426.00 $11,580.00 $74,655.94
Total $1,699,498.29 $192,780.00 $347,400.00 $2,239,678.29

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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