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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4310 Craig Ave , Charlotte, NC 28211
$995,000
Est. Payment: $5,591.93/mo
3 Bed
4 Bath
2610 Sqft
0.46 Acres
Status: active | Days on site: 29
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8100 - 69330,91568
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Rare Cotswold find under $1M offering 2 main-level suites, 2 dedicated flex spaces, and nearly a half-acre lot! Nestled in prime Cotswold, this thoughtfully renovated 1940s Cape Cod seamlessly blends timeless character, modern luxury, and layout versatility - ideal for buyers needing 3 bedrooms plus multiple home office or playroom options. The main level features two oversized suites, including a primary retreat with a custom walk-in closet and spa-inspired bath (zero-entry shower, freestanding tub, dual vanities), alongside a secondary suite with original hardwoods and marble floored full bath. Designed for effortless living and remote work, the home boasts two distinct flex spaces: a bright main-level office/sunroom off the kitchen with a new powder room and deck access, plus an expansive upstairs loft with built-in cabinetry perfect for a secondary office or media room. The heart of the home features a cozy fireplace living room, wainscoted dining, and a light filled updated kitchen with a walk-in pantry. Rounding out the upper level is a third spacious bedroom, full bath, and walk-in attic storage. Step outside to an entertainer’s paradise - a sprawling, fully fenced, private 0.46-acre lot with endless room for a pool, outdoor kitchen, or fire pit. Complete with a detached 2-car garage, expanded driveway, and two storage sheds (one with running power). Major modern upgrades ensure complete peace of mind: new roof (2026), all new kitchen appliances (2025), fully renovated baths (2025), dual-zoned HVAC with Trane package unit (2024), tankless water heater (2024), and refinished hardwoods. These sellers are in the process of relocating and are motivated to sell. Schedule your tour today! Charlotte Swim and Racquet Club is less than 1 mile away. Current owner is a NC Real Estate Broker
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Highlights

Listed by Timothy Severs , 704-564-7346 and Patty Smith , 704-564-7346 Howard Hanna Allen Tate SouthPark , 704-364-6400. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.46

Year Built

1949

County

Mecklenburg

 Neighborhood

Cotswold

Listing ID

4420909

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Down Draft, Gas Cooktop, Refrigerator with Ice Maker, Tankless Water Heater
Air Cond:Central Air,Dual
Fireplaces:Living Room,Wood Burning
Above Ground Sq Ft:2610
Other:
  • ▪ Additional:Attic Walk In, Breakfast Bar, Built-in Features, Entrance Foyer, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot Dimensions:100x199
Roof:Architectural Shingle,Fiberglass
Sewer:Public Sewer
Parking Features:Driveway,Detached Garage,Garage Door Opener
Principal Interest
$5,592
Taxes
$634

Home Price

$995,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,591.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,591.93 $634.31 $0.00 $6,226.25
Yearly $67,103.21 $7,611.75 $0.00 $74,714.96
Total $2,013,096.19 $228,352.50 $0.00 $2,241,448.69

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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