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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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748 Ellsworth Rd , Charlotte, NC 28211
$1,375,000
Est. Payment: $7,727.55/mo
4 Bed
4 Bath
3281 Sqft
0.14 Acres
Status: active | Days on site: 112
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5873 - 70131
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Terri Bias
Operator/Brokerage Owner

House Description

Like-new 2018 custom-built brick home in sought-after Cotswold, offering the best of both worlds: the privacy and ownership of a single-family home with the easy, lock-and-leave lifestyle of a townhouse—and without HOA dues. Ideally positioned at the end of a quiet street, this immaculate home offers exceptional curb appeal and a private setting just minutes from Uptown, Cotswold shopping and dining, and SouthPark. Inside, abundant natural light, beautiful hardwood floors, and thoughtful finishes create an inviting, move-in-ready home. The spacious chef’s kitchen features a large quartz island, quartz countertops, Thermador appliances, and a 42-inch professional-grade gas range, opening seamlessly to the living room with a gas fireplace. A generous dining room, private office/playroom, and convenient drop zone complete the main level. Upstairs, the spacious primary suite offers a luxurious bath with dual vanities, soaking tub, and two walk-in closets. A second bedroom with en-suite bath provides comfortable private accommodations. The third floor adds two additional bedrooms, a full bath, and an impressive bonus/entertainment room with beverage center/bar—perfect for movie nights, game days, or guests. Step outside to enjoy the newly stained patio/deck, covered pergola, and outdoor fireplace—an inviting space for relaxing and entertaining without the ongoing maintenance of a traditional yard. When it’s time to travel, simply lock the door and go. Additional highlights include newly installed upstairs hardwood flooring, fresh interior paint, whole-house water filtration system, tankless water heater with warranty, and an owner-installed EV charger that remains with the home. A rare combination of luxury, location, privacy, and low-maintenance living in one of Charlotte’s most desirable neighborhoods.

Highlights

Listed by Mary Beth McIntyre , 704-975-9077 Belle Properties , 704-906-8175. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

2018

County

Mecklenburg

Neighborhood

Cotswold

Listing ID

4391211

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Outside,Porch
Floor:Tile,Wood
Above Ground Sq Ft:3281
Other:
  • ▪ Additional:Drop Zone, Entrance Foyer, Kitchen Island, Pantry, Walk-In Closet(s), Wet Bar, Has Fireplace
Water:City

Exterior Features

Lot Dimensions:56x106x50
Roof:Architectural Shingle
Others:
  • ▪ Additional:Gas Grill, In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Detached Garage,Garage Door Opener,Garage Faces Side,Parking Space(s),Shared Driveway
Principal Interest
$7,728
Taxes
$877

Home Price

$1,375,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$275,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,727.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,727.55 $876.56 $0.00 $8,604.11
Yearly $92,730.56 $10,518.75 $0.00 $103,249.31
Total $2,781,916.84 $315,562.50 $0.00 $3,097,479.34

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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