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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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815 Hartness Ave , Charlotte, NC 28211
$1,040,000
Est. Payment: $5,844.84/mo
5 Bed
4 Bath
2684 Sqft
0.18 Acres
Status: active | Days on site: 216
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6217 - 31764,60809
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Terri Bias
Operator/Brokerage Owner

House Description

A rare combination of space, updates, and value in one of Charlotte’s most desirable established neighborhoods. This beautifully refreshed Cotswold home offers an impressive five bedrooms, 3.5 baths, expansive bonus room and a sought after primary suite on the main level. The bright, open concept living spaces are ideal for both everyday living and entertaining, while the expansive covered rear porch creates a wonderful extension of the home for relaxing and enjoying the outdoors. A cozy study with fireplace provides the perfect retreat for intimate conversation, curling up with a good book, or an evening game of Mahjong. The kitchen and bathrooms were thoughtfully updated approximately three years ago, and fresh interior paint throughout gives the home a crisp, move-in-ready feel. Additional improvements include a new driveway, refreshed landscaping, and a new roof in 2022. Outside, the fully fenced backyard offers privacy and room to enjoy, while the oversized one-car garage includes a convenient storage alcove. Location is another standout. Enjoy easy access to Cotswold Shopping Center, neighborhood schools, Uptown Charlotte, world-class medical centers, and SouthPark Mall. With beautiful new homes being built nearby, this is an exciting opportunity to own in an established neighborhood with a bright future. Generous space. Thoughtful updates. Exceptional location. New price. Don’t miss this Cotswold opportunity! ***fresh sod going in this Fall!

Highlights

Listed by Mandy Heidinger , 704-726-1573 and Amanda Clark , 704-726-1573 Savvy + Co Real Estate , 704-330-8326. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

1955

County

Mecklenburg

Neighborhood

Cotswold

Listing ID

4351971

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:2684
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Level
Lot Dimensions:80'x100'x80'x100'
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$5,845
Taxes
$663

Home Price

$1,040,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$208,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,844.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,844.84 $663.00 $0.00 $6,507.84
Yearly $70,138.02 $7,956.00 $0.00 $78,094.02
Total $2,104,140.74 $238,680.00 $0.00 $2,342,820.74

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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